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And the Beat Goes On: Banks Continue to Shed Servicing Rights

September 14, 2015
John Bancroft
Two companies – Wells Fargo and Bank of America – accounted for virtually all of the decline in bank MSR holdings during the second quarter.
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Home Point Looks to Buy Servicing Rights, Add Another Retail Team

September 14, 2015
Paul Muolo
Recently, Home Point added a large retail lending team from Great Plains Bank and Newman promised that “we have another large retail team scheduled to come on in the next several weeks.”
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Looser Credit on the Way? Fannie Tweaks Self-Employment Verifications

September 14, 2015
Carisa Chappell
The set of changes was updated in the GSE’s selling guide and shows a new way that income from self-employment can be both calculated and documented.
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Nationstar Trademarks the Name ‘Mr. Cooper.’ But Why?

September 14, 2015
Paul Muolo
"Mr. Cooper" seems like an odd name for a mortgage company to trademark, but you never know...
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SIFMA Presses FHFA to Align GSE MBS Programs and Set a Timetable

September 14, 2015
John Bancroft
SIFMA argues that the FHFA has to take a more active role in keeping GSE programs aligned so that differences in prepayment speeds do not emerge.
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Short Takes: Skyline Aims to Reduce LO ‘Posses’ / The Coming Texas Housing Bust / Go With the Astros, Not the Cubs / MSR Deal From Prestwick / CRE Outlook From Auction.com / Ocwen, Not Made in America

September 14, 2015
Paul Muolo
Irony or good business?: Ocwen's mortgage customers are located in the U.S., but the back office staff processing their loans are mostly overseas.
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Banks Continue to Pull Away from the ABS Market

September 11, 2015
John Bancroft
Charles Schwab Bank was the biggest investor in consumer ABS with $12.49 billion at the midway point in the year.
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The Non-QM Market Has a Problem: Anxiety About Getting Sued

September 11, 2015
Brandon Ivey
It could be years before many lenders get comfortable offering non-QMs with significant default risk due to the litigation risk.
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TRID is Just Weeks Away. Will Congress or the White House Act?

September 11, 2015
Thomas Ressler
Although Republicans likely have enough votes to force a multi-prong regulatory relief bill through both chambers, the White House remains opposed...
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Concern Over Gain-on-Sale Margins Heats Up as Volumes Begin to Drop

September 11, 2015
Paul Muolo
As one jumbo securitization officialtold Inside MBS & ABS: “Gain-on-sale margins have been okay, but no one is buying a new boat.”
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Latest Imf News

  • Residential MBS Issuance Up Nearly 15% in 2025

  • BofA, Wells Boost Originations in Fourth Quarter

  • Some Concerns About Lending Practices Amid Deregulation

  • Mortgage Applications Spike Following GSE MBS Plan

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

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  • Mortgage Servicing Rights Report: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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