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CFPB Experts: Chances of Being Examined Rest in Complaint Portal, Data

May 23, 2016
Paul Muolo
Nonbanks primarily need to worry about being examined for lending, but the CFPB has its ears open to servicing complaints as well…
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IMA, MIAC Out with New Servicing Deals

May 23, 2016
Paul Muolo
With rates holding steady the past two weeks, more servicing auctions could come to market…
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Final Jumbo Tally for 1Q16: $77 Billion; JPM Dethrones Wells as Market Leader

May 23, 2016
Brandon Ivey
Last summer, Chase started offering jumbos with credit scores as low as 680 and downpayments as small as 15 percent. Previously, the bank required credit scores of at least 720 and 20 percent down…
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Ginnie SVP Drayne: Influx of Nonbanks Has Raised A Lot of Issues for the Agency

May 23, 2016
John Bancroft
“We also have to pay more attention to third-party financing and third-party document custodians that new issuers are relying on,” Drayne added.
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Single GSE Security, CSP Still on Target for 2-Stage Launch; The Cost Thus Far: $270 Million

May 23, 2016
John Bancroft
Although the CSS joint venture has a projected budget and multi-year budget plan, it is working with FHFA about when to release that information…
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What We’re Hearing: Let the TRID-Compliance Games Begin! / The Central Nervous System = CMS / And Don’t Forget a Parking Space for the CFPB! / JPM Now the Jumbo King / A New MSR Deal From IMA / Where Would the GSEs Be Without Their Legal Recoveries?

May 20, 2016
Paul Muolo
Helpful CFPB mortgage audit tip: Set aside a parking space for the visiting CFPB examiner(s) that says, “Welcome, CFPB…”
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Surprise: First-Time Homebuyers Finally Gain Market Share Despite Limited Inventory

May 20, 2016
Brandon Ivey
First-time buyers tend to target homes with lower prices, which have been in particularly short supply recently.
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FHFA OIG Lays Claim to $3.5 Billion in Recoveries

May 20, 2016
Carisa Chappell
The OIG’s investigations also include matters tied to loan origination and short sale fraud and even REO…
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The Love Affair Continues: Banks and MBS, Though the Big Boys Pull Back

May 20, 2016
John Bancroft
At $1.661 trillion, it’s a new record in terms of banks and MBS holdings…
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Conservative Groups (Surprisingly) Join the Fannie/Freddie Recap Bandwagon

May 20, 2016
Carisa Chappell
The groups stress that the conservatorships were intended to be a short-term measure to keep the GSEs solvent…
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Latest Imf News

  • Servicing Portfolios Decline at Rocket, Chase in 3Q

  • Onity Adjusting MSR Acquisition Strategy, Subservicing

  • Ending GSE Conservatorship by 2028 Looks Unlikely

  • Consumer Advocates Seek Stronger Regulation of HEIs

More Imf News

Featured Data

  • Top Ginnie Servicers Increase Portfolios in Third Quarter

  • Major Lenders Pull Back on ECM MBS in 3Q

  • Resets Drive CLO/CDO Issuance Higher in 3Q

  • Originations Tumble 16% in Third Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 2Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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