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Is Non-QM Lending a Bust? Former CFPB Official Speaks His Mind

March 28, 2016
Brandon Ivey
CFPB Director Richard Cordray has pushed back against claims from industry participants that regulations have unduly constricted lending...
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Piper: Certain Banks Could Post Strong Mortgage Earnings for 1Q16

March 28, 2016
Paul Muolo
In particular, gain-on-sale margins could be quite healthy.
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Short Takes: A Mortgage Giant Named Nimrick? / Keeping the GSEs ‘On Budget’ / Banking and Mortgage Deregulation? / Mortgage Executive Bolts Wells Fargo for Tech Vendor

March 28, 2016
Paul Muolo
Mortgage deregulation ahead? GOP presidential candidate Sen. Ted Cruz, R-TX, has tapped former Texas senator Phil Gramm as an economic advisor...
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Was W.J. Bradley’s Closure All Related to TRID Errors or Something Else? Are More WJBs Ahead?

March 24, 2016
Errors in TRID disclosures on jumbo mortgages played a key role in the recent closure of W.J. Bradley Mortgage, but the privately held nonbank may have had other problems as well, according to industry officials who claim to have intimate knowledge of the company’s operations. A thin capital base is one of those problems. An investor in the company and an investment banking official each told...
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Mortgage Securitization Rate Nudged Higher in 2015, But Below Post-Crisis Norm

March 24, 2016
John Bancroft
An estimated $1.21 trillion of newly-originated home loans were pooled in mortgage securities last year.
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In New Era of LO Comp, Nonbanks Have the Edge. Can Banks Even Compete?

March 24, 2016
Thomas Ressler
Employment and pay prospects are looking up for loan brokers as well.
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NAR Seeks Support for Bill That Would Protect G-Fees

March 24, 2016
Carisa Chappell
“Mortgage g-fees should only be used as a buffer against mortgage defaults, not as a piggy-bank for increased government spending,” said NAR chief Salomone.
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MBS Liquidity Improves, but for How Long?

March 24, 2016
Paul Muolo
If stocks tank, look for yet another bond market rally.
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Short Takes: Freddie Continues to Unload NPLs / Lone Star Wins Again, Rushmore Too / SWBC in a Hiring Mode / The Search for a Home Starts Online

March 24, 2016
Paul Muolo and Carisa Chappell
SWBC is looking to hire 40-plus technology workers.
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Mortgage Debt Rising Again, but Falls Just Short of the $10 Trillion Mark

March 24, 2016
John Bancroft
The GSEs’ retained portfolios are shrinking, but whole-loan investments held by banks and credit unions are not.
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Latest Imf News

  • MGIC Tops Private MI Providers in Second Quarter

  • Mortgage Delinquencies Let Up in 2Q, Still Above 2025 Levels

  • Garg Seeks to Regain CEO Role at Better, Citing Shareholder Support

  • GSEs Formally End Green MBS Programs

More Imf News

Featured Data

  • FHA Loss-Mitigation Removals Spike in 2Q

  • Prime Non-Agency MBS Issuance Drops in 2Q

  • Agency MBS Issuance Sags in July as Refi Market Fades

  • Rocket, Chase Give Up Some Servicing Share in 2Q

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • IMF HMDA Dashboard: 2025

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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