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Broker Group Says ‘Hidden’ LLPAs, G-Fees Should be Disclosed to the Borrower

July 12, 2016
Thomas Ressler
Should the industry be concerned if the borrower finds out about LLPAs?
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‘Portfolio QM’ Proposal from GOP Faulted by Consumer Advocate, Praised by Lenders

July 12, 2016
Brandon Ivey
The president and CEO of the Credit Union National Association countered that the current limitations on QMs may disqualify creditworthy members from obtaining a mortgage.
Read More

Good News for Borrowers and Lenders: Home Equity Nears Its All-Time Peak

July 12, 2016
Sherry Muolo
One other finding from Black Knight: roughly $75 billion in home equity has been extracted from residences over the past 12 months…
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Loan Broker Employment Highest in Almost Eight Years

July 12, 2016
Paul Muolo
The only major bank to rank among the top five table funders in 1Q16 was U.S. Bancorp with a 4.1 percent market share.
Read More

SoFi Contemplating a Jumbo MBS Deal?

July 12, 2016
Paul Muolo
To date, SoFi has talked little about its mortgage business…
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Short Takes: Mortgage Bankers Cut Jobs / OCC Expresses Anxiety over Commercial Banks and TRID / CRE Worries Too / Freddie Expands Re-performing Loan Effort / BB&T Promotes Campbell

July 12, 2016
Carisa Chappell and Paul Muolo
Although commercial banks are making money hand-over-first these days, that doesn’t mean national bank regulators shouldn’t worry.
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Red-Hot California Market Gave a Boost to GSE Jumbo, Broker Share in 2Q16

July 11, 2016
John Bancroft
The surge in California business helped boost the national broker share to 12.5 percent of GSE volume during the second quarter…
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Redwood Adjusts QC Process for Reviewing Jumbo Originations, Prompting Criticism from Moody’s

July 11, 2016
Brandon Ivey
Redwood believes the new QC process creates a much larger sample size and a more efficient loan quality feedback loop ...
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Six Senators, Including Corker and Warner, Advise FHFA’s Watt Against ‘Release’ of the GSEs

July 11, 2016
Carisa Chappell and Paul Muolo
Recently, several trade groups and community organizations have called on Watt to allow Fannie and Freddie to rebuild their capital buffers ...
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Moody’s Will Review PHH for Loss of Other Private-Label Customers as Well

July 11, 2016
Paul Muolo
“Given the review for possible downgrade, it is unlikely that the company’s ratings will be upgraded,” said Moody’s.
Read More
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Latest Imf News

  • GSE MBS Issuance Declines in First Quarter of 2026

  • Pennymac Makes the Case for Nonbanks

  • Better’s Originations Increase in 1Q, Still Taking Losses

  • Pennymac Sends More GSE-Eligible Mortgages to Annaly

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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