Roughly $3.9 billion of mortgages with a USDA guarantee were securitized during the first three months of 2016, with the top five issuers accounting for almost 52 percent of that amount…

It’s no secret that some banks, including Wells Fargo, are retaining GSE-eligible mortgages in portfolio instead of delivering them to Fannie Mae and Freddie Mac. When and if the trend will reverse is anyone’s guess…

More servicing auctions are hitting the market but sellers have to be realistic on pricing...

Social Finance (SoFi) and Guaranteed Rate are among the lenders advertising their interest-only offerings online…

There’s a growing belief among some economists and mortgage market watchers that the central bank may not raise interest rates at all this year.

The Consumer Financial Protection Bureau this week issued an interim final rule showing an 8.5 percent increase in the maximum civil penalties it can obtain for various consumer protection violations…

Ginnie Mae officials often tout the popularity of their MBS in Asian and other overseas markets…

With time ticking toward a Dec. 24 compliance date, issuers of commercial MBS continue to try to develop structures that will meet risk-retention requirements. Richard Jones, a partner at the Dechert law firm, warned that the industry is “in trouble.” In an analysis published this month, he wrote, “We as an industry don’t have a scalable solution to the problem. We … do not know what this will cost, who will pay for it, and to what extent this is an existential risk to commercial real estate capital formation as it has been conducted for the past 25 years.” He noted...

The days of “kinder” and “gentler” TRID enforcement are a thing of the past…

Although Fannie bragged about the size of the CIRT deal, it did not identify its counterparties.