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Short Takes: Another MI M&A Deal in the Works? / Tony Renzi’s Stock Award / Fannie Reviewed Board Seat for CEO / Don Works for Free / Regions Works Out HUD Settlement

August 16, 2016
George Brooks and Paul Muolo
Keep in mind there are just seven MI firms writing new policies today so there are antitrust implications regarding two large players merging...
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FHA Endorsements Increase on Purchase Activity in Second Quarter

August 15, 2016
John Bancroft
The FHA endorsed a total of $61.54 billion of forward mortgages during the second quarter, according to a new Inside FHA/VA Lending analysis and ranking.
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Jumbo MBS Planned by JPMorgan Chase Includes Many Non-QMs

August 15, 2016
Brandon Ivey
Non-QMs will account for 20.2 percent of the planned $302.71 million JPMorgan Mortgage Trust 2016-2.
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Freedom Mortgage Acquires Sterling National Bank’s Mortgage Origination Operations

August 15, 2016
Brandon Ivey
Freedom had $13.27 billion of originations in the second quarter, up 42.5 percent from the previous quarter, according to Inside Mortgage Finance.
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Fannie Could Issue More than $20.0 Billion in MBS Backed by Modified Mortgages

August 15, 2016
John Bancroft
Fannie Mae recently released performance data covering some $70.0 billion of outstanding modified loans as well as $60.0 billion of modified loans that have either re-defaulted or paid down.
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Short Takes: Borrowers Seek Higher Loan Amounts / Home Improvement Loans from Marketplace Lenders / Prepayment Penalties on Jumbo Mortgages / VA Loan Mod Update

August 15, 2016
George Brooks and Brandon Ivey
On loan applications for 30-year fixed-rate conventional mortgages received in June 2016, the average loan size was $316,000, up from an average of $259,000 in June 2012, according to the Mortgage Bankers Association.
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Arch/UGC Deal Will Give Combined MI Entity a 28.9 Market Share

August 15, 2016
Paul Muolo
According to IMF, UGC ranked first in insurance-in-force of $186.96 billion at midyear. Arch MI was seventh at $33.36 billion.
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HUD Issues Final Rule Adjusting Standards for Sales of FHA REOs, Aiming to Obtain Higher Sale Prices

August 12, 2016
Brandon Ivey
HUD said the final rule will create efficiencies in property disposition and help HUD obtain the greatest value for REO properties.
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Dire Predictions of Soaring CMBS Delinquencies Prove False, So Far. But That Doesn’t Mean it Won’t be a Bumpy Ride

August 12, 2016
Although delinquencies on commercial MBS rose for a fifth straight month during July, predictions of a bust have not developed and many analysts are starting to feel more comfortable with the sector, especially in regard to multifamily credits. According to figures compiled by Trepp, the overall delinquency rate on U.S. CMBS increased 16 basis points during the month to 4.76 percent. The percentage of loans considered seriously delinquent increased 19 bps to 4.67 percent. This compares...
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The Industry Caught One Big Break on the TRID 2.0 Proposal: Sharing Disclosures with Others

August 11, 2016
Thomas Ressler
Many lenders were concerned about the privacy implications of giving the borrower's closing disclosure to the real estate agent.
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Latest Imf News

  • GSE Repurchases on the Rise in 3Q

  • Seasonal Factors Drive Increase in Delinquency Rate

  • CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

  • Home Price Growth Slows in November

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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