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Redwood Takes Loss in 3Q With Asset Sales

October 30, 2025
Abby Zimmardi
Redwood Trust reported a loss of $7.7 million for the third quarter of 2025.
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Short Takes: Income Increases at Freddie Mac in 3Q / Pending Home Sales Level / Rithm Buying Home-Improvement Loans / Nonbanks Deliver Seasoned Jumbos to Redwood

October 30, 2025
Brandon Ivey
Freddie Mac's income increased by 16.2% on a quarterly basis in the third quarter of 2025.
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CFPB Drops Nonbank Registry Efforts

October 29, 2025
Shannon Clark
The registries were developed during the Biden administration and had faced strong pushback from nonbanks.
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GSE Specified-Pool Volume, Share Increase in 3Q

October 29, 2025
John Bancroft
The spec-pool share of new GSE MBS issuance hit 47.3% in the third quarter.
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Lower Expenses Drive Profit Gains at Fannie Mae

October 29, 2025
Dennis Hollier
If Fannie capital had been at mandated levels, the enterprise would have had an annualized ROE of 10.3% in the third quarter.
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SoFi Ramping Up Originations of Mortgages, Home Equity Loans

October 29, 2025
Brandon Ivey
Originations of mortgages and home equity loans by SoFi nearly doubled in the third quarter of 2025 compared with the third quarter of 2024.
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Short Takes: Mortgage Applications Increase / Purchase Mortgage With Initial Interest Rate of 3.99% / Annaly Brings its 20th Expanded-Credit MBS of the Year / Benson Returns to Fannie

October 29, 2025
Brandon Ivey
Refis accounted for 57.1% of mortgage applications last week.
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Mortgage Complaints to CFPB Increase in 3Q With Servicing Issues

October 28, 2025
Shannon Clark
Mortgage-related complaints submitted to the CFPB increased by 6.9% on a quarterly basis in the third quarter.
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Home Price Appreciation Accelerates in August

October 28, 2025
Brandon Ivey
Home prices increased by 0.4% on a monthly basis in August, according to FHFA.
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Settlement Leads to Loss at Two Harbors in 3Q

October 28, 2025
Brandon Ivey
In August, Two Harbors Investment recorded a litigation settlement expense of $175.1 million tied to a lawsuit filed by the former external manager of the REIT.
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Latest Imf News

  • CFPB Receives Conflicting Feedback on HMDA Requirements

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  • Non-Agency MBS Issuers Bring Somewhat Larger Deals

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Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

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Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

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  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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