Michael Fratantoni, chief economist and a senior vice president of research and business development at the Mortgage Bankers Association, predicted that interest rates will largely stay above 6.0% in 2026 and 2027.

It remains unclear what types of MBS the GSEs are planning to buy and the span of the planned purchases, among other factors.

Both Regions Financial and PNC Financial had declines in mortgage-banking income in the fourth quarter of 2025 tied to MSR valuations, net of hedging.

The median home price in California declined by 0.4% on a monthly basis in December.

Volume with primary MI was up sharply in the fourth quarter of 2025 at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.

CHLA said a single-bureau credit pull could ultimately increase costs for borrowers, among many other issues.

Potential home sales aren’t penciling out for some buyers who bought in recent years.

A handful of states have established requirements for interest payments on funds held in mortgage escrow accounts.

Foreclosure filings increased by 14% on an annual basis in 2025.

Issuance of residential mortgage-backed securities increased by 13.8% on an annual basis, hitting $1.43 trillion in 2025.