A former loan trader at Goldman Sachs has launched a new subprime mortgage company offering LTVs as high as 75 percent.

AIG is now buying whole loans on a correspondent basis and will portfolio the product, at least for the time being.

Will a private conventional MBS market ever happen? If GSE g-fees keep rising, yes.

It appears that 80-10-10 loan structures are making a comeback in the market, helping homeowners avoid paying private mortgage insurance.

FHFA director Ed DeMarco is promising that changes are coming to how the GSEs use mortgage insurance and force-placed insurance.

The mortgage industry is bracing for a 70 basis point guaranty fee from Fannie Mae and Freddie Mac.

The American Securitization Forum, a high profile trade group that focuses on MBS issues, is in turmoil with several of its board members quitting.

Speculation is mounting that International Business Machines may have the contract to build the new single-platform MBS unit for FHFA.

The mortgage operations of banks and thrifts posted record earnings in 2012, but the momentum may be behind the sector.

GMH Mortgage Services, which is barely five years old, has hired GMAC veteran Frank DiMaio to run national sales.