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IMFnews
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Final Tally: Bank Loan Sales Fell in 4Q16; A Weak Year Overall

April 4, 2016
John Bancroft
The link between loan sales and mortgage-banking income can be squishy…
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Congress Opens Doors to Ranieri/Zandi & Co. Plan

April 4, 2016
Paul Muolo
Of course, just because five industry vets have issued a white paper, that doesn’t mean it can readily yield into legislation.
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Jumbo MBS Market Remains Attractive – For Some

April 4, 2016
Brandon Ivey
Redwood Trust, another REIT, hasn’t issued a jumbo MBS since November...
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JPMorgan Cuts Back in Another Government Mortgage Program – RHS; Freedom the Buyer

April 4, 2016
Paul Muolo
A few years ago JPM stopped funding RHS mortgages through loan brokers.
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Mortgage Banking Jobs Take it on the Chin in February

April 4, 2016
Paul Muolo
Although BLS reported declines, recent interviews conducted by IMFnews suggest that some nondepositories are in a hiring mode this spring, especially for retail loan officers.
Read More

What We’re Hearing: Cordray Caves, Issues Formal Guidance on TRID Errors / Is the CFPB In Over Its Skis? / WJB Mortgage Keeps Rincon Busy / Rep. Hensarling Promises the GOP Will Do Something About Dodd-Frank / Marketplace Home Mortgage Continues Expansion

April 1, 2016
Paul Muolo
How many more of W.J. Bradley's TRID-error loans will be sold in the scratch-and-dent market?
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96 Million Potential Mortgage Customers? (Hint: They’re Renters)

April 1, 2016
Brandon Ivey
The HFPC found that 63.8 million adults – 52 percent of renters in the country – don’t have a high enough credit score to qualify.
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Surprise: OCC Cuts Disclosures of Key Mortgage Servicing Data at Banks

April 1, 2016
Brandon Ivey
Fact: The Mortgage Metrics report for the third quarter of 2015 was 66 pages while the most recent issue was slashed to just 14 pages.
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UG Makes it Official, Files IPO; $916 Million in Earnings the Past Three Years

March 31, 2016
Paul Muolo
The MI industry’s future also hinges on Fannie and Freddie, which by statute must have MI coverage on the high loan-to-value ratio mortgages they buy.
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Investors Warn the CFPB About the Chilling Effect of the TRID Rule; Troubles May Extend to the Conforming Market

March 31, 2016
Brandon Ivey
The AMI chief warned that at some point the GSEs may decide to review TRID documentation and penalize lenders who made even small clerical errors in the disclosures.
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Latest Imf News

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  • Delinquencies on the Rise to Start 2026

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More Imf News

Featured Data

  • Banks Report Slight Drop in Mortgage-Banking Income

  • Retail Lenders Boosted by Rising Refis

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More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

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  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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