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Home » Topics » Inside the CFPB » Regulation

Regulation
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The CFPB in Charge of Bank Mergers? A Bill Appears…

October 11, 2021
Paul Muolo
Should the CFPB have a say in bank M&As? Bankers will tell you no, but a new bill introduced on Capitol Hill opens up such a possibility.
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Pandemic Brings Relief to Surging Credit Card Debt

October 11, 2021
Namrata Bhatia
The consumer credit card market had been booming over the last few years, with debt levels hitting new peaks in 2018 and 2019.
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CFPB Provides Clarifications on Debt Collection Rule

October 11, 2021
Brandon Ivey
The bureau answered frequently asked questions about Regulation F, with details on when practices may run afoul of the debt collection rule.
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Other News in Brief

October 11, 2021
Brandon Ivey
Supreme Court won’t hear CFPB case; delay of payday lending rule stymied; CFPB targets top reverse mortgage lender.
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CFPB to Review Servicers as COVID Forbearance Periods End

September 27, 2021
Brandon Ivey
The federal regulator will continue to take a close look at mortgage servicers’ actions as a wave of distressed borrowers nears the end of their pandemic-related forbearance programs.
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FHFA Restrictions on GSEs’ Use of QM Patch Continue

September 27, 2021
Brandon Ivey
The industry was hoping the FHFA and the Treasury Department would roll back the restriction placed on the GSEs’ use of the qualified mortgage patch.
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CFPB Proposes Data Collection Rule on Small Business Lending

September 13, 2021
Brandon Ivey
More than 10 years after a mandate in the Dodd-Frank Act, the CFPB proposed data collection requirements for small business lending. The proposal could impact around 5,000 lenders.
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Small Business Lending Data Proposal Gets Mixed Reaction

September 13, 2021
Brandon Ivey
Consumer advocates are largely pleased with the proposal while lenders sounded alarms. The CFPB acknowledged that the data collection will prompt significant costs.
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Court Approves $1.3 Million Settlement in Kickback Case

September 13, 2021
Namrata Bhatia
The settlement would end a class action filed against Sierra Pacific Mortgage for allegedly receiving illegal payments in exchange for referrals of title work.
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Other News in Brief

August 30, 2021
Lisa Burden
Bryan Schneider lands at Manatt; New York amends foreclosure requirements; Connecticut extends pandemic-related requirements to federally backed loans; another settlement for Wells Fargo; Mr. Cooper seeking dismissal of lawsuits.
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