The Consumer Financial Protection Bureau’s new integrated disclosure rule didn’t cause a sig-nificant spike in delayed home sales in October, according to the latest Campbell/Inside MortgageFinance HousingPulse Tracking Survey. The Truth in Lending Act/Real Estate Settlement Procedures Act Integrated Disclosure rule took effect near the beginning of October. Many industry participants predicted that the new rule would disrupt mortgage closings ...

A sense of urgency is starting to grip mortgage industry lobbyists and other officials as they try to push forward a wish list of legislative initiatives in the waning days of the first session of the 114th Congress. One fear is that if provisions they advocate aren’t enacted by year-end, presidential election year dynamics will keep anything substantive from being achieved in 2016. Ron Haynie, head of mortgage finance policy for the Independent Community Bankers of America ...

The OCC’s language was not as strong as earlier reassurances from the CFPB that it would not be taking a “gotcha” or punitive approach when it commences with TRID examinations…

Mortgage executives have much to worry about these days: TRID, declining loan volumes and marketing services agreements, a new survey found.

A few months back, rumors began circulating that ACMI was contemplating taking bids on its servicing business.

In a past audit, the OIG criticized the FHFA for lacking a “sufficient number of examiners.” In the new budget, the FHFA plans to increase its examinations head count to 275 from 248 in FY 2015.

At the end of fiscal year 2015 the two GSEs had combined REO holdings of 78,738 units, a 36 percent decline from the prior year…

The number of young vets has risen while the 35- to 64-year-old bucket has shrunk...

It's the first time since 2008 that the MMIF has had a capital ratio north of the congressionally mandated 2 percent minimum.

Some believe the FHA MMIF minimum capital standard should be 4.5 percent, not 2.0 percent.