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Home » Topics » Inside FHA/VA Lending » Programs & Policies

Programs & Policies
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Waters Seeks Stronger Foreclosure Protections

August 13, 2021
Monica Hogan
House Financial Services Committee Chair Maxine Waters is asking HUD, VA and USDA to address a month-long gap in protections that are meant to help keep borrowers from foreclosure during the pandemic.
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Some Angry, Some Ho-Hum Over New Cap Standards

July 30, 2021
Paul Muolo
The industry has mixed views on the new capital proposals from Ginnie Mae. But one thing is clear: The standards only apply to nonbanks.
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Ginnie Boosts Disclosure of ESG-Related Data

July 30, 2021
Monica Hogan
Investors in Ginnie MBS will soon receive new pool-level data as part of disclosures regarding environmental, social and governance factors. (Includes data chart.)
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HUD Rolls Out More Loss-Mitigation Plans for FHA

July 30, 2021
Monica Hogan
Servicers of government-insured lending programs face new requirements from HUD to offer updated payment forbearance options to homeowners who faced financial difficulties during the pandemic.
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Policy Experts Call on FHA to Revise Loan-Mod Options

July 30, 2021
Brandon Ivey
FHA should offer borrowers a flexible loan-modification option that would use a portion of a servicer’s partial claim amount to reduce a borrower’s monthly payment, dollar for dollar, according to analysts at UI.
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HUD Urged to Address FHA Multifamily Processing Delays

July 30, 2021
Monica Hogan
Mortgage industry participants are suggesting HUD temporarily redistribute underwriting workloads across regions based on the size of their respective pipelines.
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VA Updates COVID-19 Loss-Mitigation Options

July 30, 2021
Monica Hogan
Servicers of VA mortgages can offer veterans a new COVID-19 refund modification to help reduce monthly payments as they exit forbearance plans.
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Congress Posits $56.5B HUD Budget for Fiscal 2022

July 16, 2021
Maria Volkova
The Appropriations Committee is expected to vote today on HUD's FY 2022 budget.
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HUD Proposes to Restore 2013 Disparate-Impact Rule

July 2, 2021
Maria Volkova
If the Obama-era rule is reinstated, a six-year-old lawsuit filed by the National Association of Mutual Insurance Companies could be revived.
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FHA Announces Changes to COVID-Related Policies

July 2, 2021
Maria Volkova
Self-employment and rental income policies extended until Sept. 30.
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