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Home » Topics » Inside FHA/VA Lending » Programs & Policies

Programs & Policies
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Around the Industry

May 22, 2026
Brandon Ivey
Bill in House would add to IRRRL fees; FHA proposes rejecting applicants with delinquent child support obligations; FHA to automate some case number assignments for condos.
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VA Targets June Rollout of Partial Claims

March 27, 2026
Emmeline Willey
VA is aiming to roll out its partial claim program in June. The agency is also open to revising its appraisal standards.
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USDA to Pilot Delegated Underwriting Authority

March 27, 2026
Emmeline Willey
The U.S. Department of Agriculture’s Rural Housing Service will allow some lenders to begin trialing long-awaited delegated underwriting authority.
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MBA Calls for Flexibility on VA Fee Documentation

March 27, 2026
Emmeline Willey
The granular fee documentation requirements VA imposes on lenders are inconsistent with how some services are priced, according to the Mortgage Bankers Association.
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Planet Home Sees Lenders Turning to Ginnie PIIT

December 12, 2025
Emmeline Willey
Planet Home Lending activated the Ginnie Mae pools issued for immediate transfer program in the third quarter in response to mounting demand from its correspondent lender partners.
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FHA Floats Allowing CWCOT Providers Greater Ties to Servicers

December 12, 2025
Emmeline Willey
FHA proposed loosening restrictions on auction platforms for claims without conveyance of title sales.
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HECM Lenders Call for Changes to Upfront Premiums

December 12, 2025
Emmeline Willey
Industry groups recommended that FHA consider reverting the upfront mortgage insurance premiums on home equity conversion mortgages to the previous risk-based model.
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FHA Seeks Relief for Contractors With 203(k) Proposal

December 12, 2025
Emmeline Willey
FHA proposed tweaking its limited 203(k) rehabilitation loan program to reduce financial burdens on contractors.
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USDA Eyes Guaranteed SFH Loan Subsidies

May 30, 2025
Emmeline Willey
The U.S. Department of Agriculture’s Rural Housing Service is considering subsidizing a portion of its guaranteed home loans.
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HUD Nominees Echo Trump Admin on FHA Concerns

May 16, 2025
Emmeline Willey
In response to questions from Senate Democrats, nominees for HUD positions expressed views in line with the Trump administration’s restrictions on FHA loans for non-permanent residents.
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