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Home » Topics » Inside FHA/VA Lending » Government-Insured Originations

Government-Insured Originations
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USDA RHS Honors Top Single-Family Lenders

June 10, 2022
Monica Hogan
Fairway Independent Mortgage, Movement Mortgage and Caliber Home Mortgage were the top three lenders in USDA’s Rural Housing Service single-family housing guaranteed loan program.
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FHA and VA Endorsements Plummet as Rates Rise

May 27, 2022
Andras Malatinszky
FHA and VA endorsements shrank more than 19% in the first quarter as interest rates climbed. Those who made a quick switch from refi to purchase business thrived. (Includes three data charts.)
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FHA Official Hints at Pending MIP Cut Decision

May 27, 2022
Monica Hogan
Pressure continues to mount on the Department of Housing and Urban Development to announce a decision on cutting FHA mortgage insurance premiums.
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White House Action Plan on Housing Supply Enlists FHA

May 27, 2022
Monica Hogan
The White House’s multi-pronged action plan designed to close the housing supply gap within the next five years includes a to-do list for FHA.
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Legislators Consider VA Home Loan Updates

May 27, 2022
Monica Hogan
A recently introduced bill, the Improving Access to the VA Home Loan Act, would direct VA to update regulations on home appraisals.
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RHS Working to Address Affordable Housing

May 27, 2022
Monica Hogan
USDA Under Secretary for Rural Development Xochitl Torres Small testified this week about the shortages of affordable multifamily rental units and single-family homes for sale in rural areas.
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FHA Sets MIP Cuts for Green Residential Care Facilities

May 27, 2022
Monica Hogan
FHA is planning significant reductions to both the upfront and annual mortgage insurance premiums for most Section 232 program mortgages of green residential care facilities.
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Private MI Industry Adapts to Market Changes

May 13, 2022
Monica Hogan
The slowing pace of delinquencies helped mitigate the impact of a reduction in new private mortgage insurance policies written as mortgage originations slowed.
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Many Servicemembers Believe Myths Around VA Loans

May 13, 2022
Monica Hogan
Some 50% of active-duty servicemembers surveyed believe they can use a VA home loan only once.
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Servicers Seek Clarity on P&P Reimbursement Rules

May 13, 2022
Monica Hogan
A HUD policy update has “unintentionally eliminated” reimbursements to servicers for property preservation and protection expenses that occur before a foreclosure process begins.
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