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Home » Topics » Inside FHA/VA Lending » Government-Insured Originations

Government-Insured Originations
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Millennial Homebuying Flies In the Face of Convention

December 11, 2020
Dennis Hollier
Nearly 93% of all the FHA loans to millennials that closed in October were for home purchases.
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VA Edges Further Ahead of FHA in 3Q20

November 25, 2020
John Bancroft
Freedom Mortgage ranked as the top FHA lender and the top VA lender at the nine-month mark, though the competition was catching up on the VA side. (Includes three data charts.)
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The FHA MMIF Posts Solid Capital Ratio of 6.10%

November 13, 2020
Paul Muolo and Maria Volkova
FHA delinquencies are a paramount concern for regulators and lenders but the MMIF closed fiscal 2020 on solid footing. (Includes data chart.)
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Mayor Pete for HUD Secretary? Ginnie Chief Departs

November 13, 2020
Paul Muolo
A new president in the White House means a changing of the guard at HUD, FHA and Ginnie. The candidates are...
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Still There but Not in Use Very Much: Ginnie PTAP

October 30, 2020
Paul Muolo
If needed, the Ginnie PTAP liquidity program is there, but very few issuers are using it. A good sign?
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Top FHA Lender Freedom Likely to Stay Private

October 16, 2020
Paul Muolo
Public ownership isn’t for everyone. Just ask FHA-direct giant Freedom Mortgage of Mt. Laurel, NJ.
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Wells Fargo Makes Big Bet on Ginnie EBOs. Others?

October 16, 2020
Paul Muolo
Thanks to high forbearance readings and escalating delinquencies, Wells Fargo is once again playing the Ginnie buyout game. It’s not alone.
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FHA Loans in Seriously Delinquent Category Increase

October 2, 2020
Maria Volkova
According to FHA Neighborhood Watch, serious delinquencies have increased from 10.4% to 11.2%.
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Correspondent Plummets in Soft 2Q20 FHA/VA Market

September 18, 2020
John Bancroft
Some of the top aggregators of government-insured correspondent loans pulled back from the market in the second quarter. Retail production grew to 56.5% of FHA/VA lending. (Includes data chart.)
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HECM Lending Remains Strong During COVID

September 18, 2020
Paul Muolo
The outlook for HECM lending remains positive as rates remain low and seniors move to tap home equity during these troubled economic times. (Includes data chart.)
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