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Home » Topics » Inside FHA/VA Lending » Government-Insured Originations

Government-Insured Originations
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FHA Finalizing Forbearance Policy for Loans in Progress

May 29, 2020
Paul Muolo
FHA’s policy regarding mortgage insurance coverage for loans in progress isn’t quite ready. Meanwhile, Ginnie Mae’s Pass-Through Assistance Program usage remains low.
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MBA Pushes for Stern FHA, GSE Forbearance Language

May 29, 2020
Paul Muolo
Legislation has been introduced in Congress to force FHA’s hand on forbearance. But will it go anywhere?
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Seniors Move to Tap Equity as Pandemic Spreads

May 29, 2020
Yemeng Yang
Seniors are tapping home equity during the coronavirus crisis, as evidenced by increased applications for Home Equity Conversion Mortgages.
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Lying in Wait: FHA’s Forbearance Policy for Loans in Progress

May 15, 2020
Paul Muolo

How to pay for the risk of backing FHA loans in progress where forbearance has been invoked? The industry is still waiting for answers.


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Top FHA/VA Lender Won't be Buying RoundPoint

May 15, 2020
Paul Muolo

Freedom Mortgage's purchase of a competitor has hit the skids. The top-ranked FHA/VA firm announced the deal a year ago.


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Coming Soon: LLPAs on FHA Loans in Forbearance

May 1, 2020
Paul Muolo
FHA’s pricing grid on COVID-19 loans in forbearance is said to be “at legal” and could see the light of day by the end of next week.
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Ginnie Moves to Sure-up MBS Servicers, Applause Follows

April 17, 2020
Paul Muolo
Ginnie MBS servicers received a shot in the arm earlier this month thanks to new language in a PTAP facility.
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Freedom, a Top Ginnie Issuer, Has Its Debt Put on ‘Negative Watch’

April 3, 2020
Paul Muolo
Freedom Mortgage, a key originator of FHA and VA loans, recently had its debt downgraded. Of course, it’s hardly alone on that score.
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Retail Channel Gains Some Ground in FHA/VA Market

March 20, 2020
John Bancroft
The rapid rise in refinance lending in the second half of 2019 boosted consumer-direct activity for FHA/VA lenders, though the correspondent channel remained the largest source of new business. (Includes data chart.)
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Strong 4Q Not Enough for a Happy HECM Ending in 2019

March 6, 2020
George Brooks
Home Equity Conversion Mortgage endorsements dropped last year despite a strong fourth quarter. American Advisors Group retained its top position among HECM lenders. (Includes two data charts.)
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