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House Bill Would Raise Fees on VA IRRRLs

February 13, 2026
Emmeline Willey
The House Committee on Veterans’ Affairs advanced a bill that would raise fees on the Department of Veterans Affairs’ streamlined interest rate reduction refinance loans.
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HUD Funded Through FY2026, Bump for FHA

February 13, 2026
Emmeline Willey
The Department of Housing and Urban Development has been funded through the 2026 fiscal year by the consolidated appropriations package signed into law last week.
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FHA Loan Sample Sizes Decline Sharply in 2025

February 13, 2026
Emmeline Willey
The number of loans that FHA sampled for defects appeared to decline last year as the share of defective loans rose.
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Ginnie Mae to Improve Nonbank Controls

February 13, 2026
Emmeline Willey
Ginnie Mae said it was working to implement changes to its monitoring frameworks recommended by the Government Accountability Office to curb the risk from the agency’s exposure to nonbanks.
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AARP Sues Celink and HECM Servicers

February 13, 2026
Emmeline Willey
AARP filed a class-action lawsuit against Celink and large home equity conversion mortgage servicers, claiming the parties violated state and federal laws.
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Around the Industry

February 13, 2026
Emmeline Willey
HUD seeks energy rule rescission; USDA eyes ADU inclusion; FHA applications rise.
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MBA Dismisses CHLA Concerns Over Single-File Credit Pulls

January 30, 2026
Emmeline Willey
The Mortgage Bankers Association said a move to a single-file credit system at Fannie and Freddie wouldn’t undermine government lending programs, but might instead encourage them to follow suit.
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FHA Delinquencies Rise to Pandemic Levels

January 30, 2026
Emmeline Willey
The delinquency rate on FHA-insured mortgage loans jumped nearly a percentage point during the fourth quarter of 2025 to surpass the reading at the end of 2020. (Includes four data tables.)
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MBA Joins Push to Revisit FHA Insurance Premiums

January 30, 2026
Emmeline Willey
The Mortgage Bankers Association joined a growing chorus of industry groups calling for FHA to revisit its mortgage insurance premiums following a strong show of the Mutual Mortgage Insurance Fund.
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Ginnie Expands Scope of AI Pilots for Loan-Level Push

January 30, 2026
Emmeline Willey
Ginnie Mae launched pilot applications of artificial intelligence in its operations last year as it works to speed up its transition from pool- to loan-level operations.
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