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Inside FHA/VA Lending
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Third-Party Production Growing in FHA/VA

February 1, 2019
The FHA/VA market continued to lean more heavily on third-party loan producers in 2018, according to a new Inside FHA/VA Lending analysis of Ginnie Mae mortgage-backed securities data. [Includes four data charts.]
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Around the Industry

January 18, 2019
DOJ, HECM servicer agrees to False Claims Act settlement; Essent announces launch of EssentEDGE; Radian introduces new MI pricing option; TMS becomes approved Ginnie Mae PIIT buyer.
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Plan Afoot to Reintroduce VA ‘Orphan Loan’ Measure

January 18, 2019
Congress reportedly plans to reintroduce legislation that would restore Ginnie Mae eligibility for $100 million dollars’ worth of so-called orphan VA streamline refinance loans.
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Bright’s Hasty Exit Leaves a Vacuum at Ginnie Mae

January 18, 2019
Ginnie Mae has reached the halfway mark of President Trump’s first term without a permanent leader and appears likely to remain so until after the 2020 presidential election.
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VA Stakeholders Struggle With Interim Cash-Out Rule

January 18, 2019
More clarity is needed with regards to the Department of Veterans Affairs’ proposed changes to its rules on cash-out refinances, VA lenders said.
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Servicers Urged to Offer Relief to Laid-Off Workers

January 18, 2019
FHA and VA are calling on servicers to provide special relief to furloughed federal workers and contractors as the partial government shutdown neared a full month with no end in sight.
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FHA/VA Default Rates Edge Up, Nonbanks Stalk Wells

January 18, 2019
Delinquency rates for FHA and VA loans in Ginnie Mae mortgage-backed securities rose in the fourth quarter of 2018, but loan performance was generally stronger, according to a new Inside FHA/VA Lending analysis. [Includes four data charts.]
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Ginnie Mae Postpones Annual Summit, Citing Government Shutdown

January 16, 2019
Paul Muolo
Scheduled speakers included Housing and Urban Development Secretary Ben Carson, Kasper and Edward DeMarco, former acting Director of the Federal Housing Finance Agency.
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Retail Channel Continues to Lose Market Share as Correspondent Surges

January 14, 2019
John Bancroft
Wholesale-broker activity saw roughly the same rate of decline as the retail channel did...
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What Michael Bright’s Resignation Might Mean for GSE Reform

January 11, 2019
Paul Muolo
The odds of GSE “recap and release” becoming a reality just went down…
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