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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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Fannie Resurrects CIRT Program

November 12, 2021
Dennis Hollier
The Federal Housing Finance Agency’s proposed amendments to the capital rule bring the mortgage giant back to the CRT table.
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Freddie Allows Rent Payment to Count in Underwriting

November 12, 2021
Dennis Hollier
A partnership with fintech Esusu Finance will allow landlords to automatically forward positive rental payment history to the major credit reporting bureaus.
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Proposed Housing Goals for Multifamily Causing Anxiety

October 29, 2021
Dennis Hollier
Market forces and regulatory issues outside the control of Fannie and Freddie may make it difficult for them to achieve the proposed affordable housing benchmarks.
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Affordable Housing Coalition Pushes Stronger DTS Standards

October 29, 2021
Dennis Hollier
UMMC argues that the GSEs’ three-year duty-to-serve plans are wholly inadequate to address the current affordable housing crisis.
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OIG Lists Major Challenges Ahead for FHFA

October 29, 2021
Dennis Hollier
Successive OIG reports have found chronic deficiencies in FHFA’s internal controls and in its supervision of the GSEs. The latest report is more of the same.
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Plenty of Feedback on FHFA’s Equitable Housing Finance Proposal

October 29, 2021
Dennis Hollier
Housing stakeholders liked FHFA’s plan to require Fannie and Freddie to develop equitable housing finance plans, but they also recommended changes.
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Fannie Updates Policy on Unrecorded Assignments

October 29, 2021
Dennis Hollier
The enterprise will use limited powers of attorney to handle unrecorded assignments for non-MERS loans.
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FHFA Raises Multifamily Caps for Fannie and Freddie

October 15, 2021
Dennis Hollier
Expanding the definition of affordability to include more loans in cost-burdened markets could be an important opportunity for multifamily lenders.
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Fannie Sets New Standards for Condo Lending

October 15, 2021
Dennis Hollier
Temporary rules attempt to address the issue of “significant deferred maintenance” in the nation's aging supply of condominium and cooperative homes.
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Freddie Commits to $3 Billion in Affordable Housing Bonds

October 15, 2021
Dennis Hollier
Pooling loans from its Home Possible program into affordable housing MBS could be the next step in Freddie’s impact bond initiative.
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