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Freddie Provides Protections for Manufactured Housing Communities

September 17, 2021
Dennis Hollier
Homeowners in manufactured housing communities will no longer have to relocate their house before selling it. Also, the seller will have the right to sublease the pad site to the new owner.
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Biden Administration Includes FHFA in Affordable Housing Plan

September 3, 2021
Dennis Hollier
The agency will allow the GSEs to boost LIHTC investment by $350 million each and expand the sale of REO properties to owner-occupants and nonprofits.
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Saving Manufactured Home Communities from Investors

September 3, 2021
Dennis Hollier
Hedge funds and REITs are buying up the nation’s manufactured home communities, often with support from Fannie and Freddie. But most resident-owned communities can't meet the GSEs' LTV requirements.
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New FHFA Guidelines for GSE Adverse Asset Classifications

September 3, 2021
Dennis Hollier
A new advisory bulletin describes when assets should be categorized as “substandard,” “doubtful,” or “loss.”
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Understanding the Affordable Housing Goals for the GSEs

September 3, 2021
Dennis Hollier
New area-based subgoals for minority and low-income census tracts are aimed at reducing the likelihood that GSE loan purchases inadvertently promote gentrification.
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GSEs Sail Smoothly Through Stress Tests Amid Pandemic

August 20, 2021
Dennis Hollier
FHFA finally releases the results of the 2020 DFASTs, nearly a year after they were postponed due to the pandemic.
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GSE Cash-Window Caps Prompt Move to MBS

August 20, 2021
Dennis Hollier
Freddie Mac and MCT team up to help small- and mid-sized lenders make the switch from cash seller to guarantor. The transition impacts everything from pricing to operations.
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FHFA Proposes Boost to GSE Affordable Housing Goals

August 20, 2021
Dennis Hollier
Ambitious goals in the proposed rule, especially on the multifamily side, may prove difficult for the GSEs to reach.
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Fannie Adds Rent Payment History to Underwriting

August 20, 2021
Dennis Hollier
Urban Institute endorses Fannie plan to use rent payment history in its single-family underwriting.
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Pushback on GSE PSPA Amendments Intensifies

August 20, 2021
Dennis Hollier
Trade groups give Treasury and FHFA officials an earful on the damage caused by changes to the preferred stock purchase agreements.
Read More
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