The changes to the selling guide will impact asset verification, Social Security income verification and the choice of credit scores when there are multiple borrowers.

The regulator proposed a more standard, nationwide definition of “colonia” to make it easier for the enterprises and lenders to identify communities where their activities are eligible for credit under DTS.

Industry groups say Fannie’s 15-bp fee on broker-originated loans flies in the face of the level playing field for the mortgage business.

Progress has been made on modernization and simplification of the various sections of MISMO’s uniform mortgage data program.

Fannie, Freddie, the FHFA and the OIG try to wrap their heads around the risk and rewards of artificial intelligence and machine learning.

FHFA is expected to produce a long list of recommended actions to modernize the FHLBank system, but large-scale reform will probably require legislation.

Former Freddie CEO Don Layton joins critics who argue that, based on the results of the 2021 DFASTs, the current capital rule is far too conservative.

Some of the agency’s websites and web services do not use proper security protocols, leaving them vulnerable to cyberattacks.

Urban Institute researchers said the reliance on personal loans to finance manufactured housing adds to inequity in affordable housing.

Affordable housing advocates say Fannie Mae and Freddie Mac should do more to prevent investors from exploiting loopholes to profit off of LIHTC-funded properties.