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Home » Topics » Inside The GSEs » Regulation

Regulation
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FHFA Cybersecurity Needs Work

August 15, 2025
Dennis Hollier
A new audit commissioned by FHFA’s OIG detailed weaknesses in the agency’s cybersecurity protocols. Most of the findings were previously identified in OIG audits, one of which dates back to 2020.
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GSE Roundup

August 15, 2025
Dennis Hollier
Fannie revises policy for loans subject to a temporary rate buydown plan; Former Fannie employees sue for defamation; Freddie creates new board position; GSE shareholders lose appeal in one of the last net worth sweep lawsuits.
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GSE Reform Specifics Still Up for Debate

August 1, 2025
Dennis Hollier
Pulte suggests no end to conservatorship, but that doesn’t stop the debate about how an exit would work and what the government should do with its windfall.
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FHFA Proposes Repeal of Fair Lending Rules

August 1, 2025
Dennis Hollier
A proposed rule change could spell the end of FHFA regulations requiring the GSEs to file triennial equitable housing finance plans.
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Mortgage Industry Pondering Credit Score Changes

August 1, 2025
Dennis Hollier
Although industry stakeholders look forward to the rental payment data and cash flow underwriting capabilities of VantageScore 4.0, most expect the transition to take a while.
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Congress Considers Bills With Some GSE Provisions

August 1, 2025
Dennis Hollier
A rare wave of bipartisanship swept through Congress last week, propelling a key piece of housing legislation through the Senate Banking Committee. And there are separate proposals in the House.
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GSE Roundup

August 1, 2025
Dennis Hollier
Republican lawmakers support CRT; Barry Habib joins Fannie board; CBO evaluates impacts of ending the conservatorship.
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FICO White Paper Disputes VantageScore Claims

July 18, 2025
Dennis Hollier
Just one week after VantageScore 4.0 credit score was allowed for underwriting GSE-eligible loans, competitor FICO released data appearing to show that FICO 10 T has superior predictive capabilities.
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Title Acceptance Pilot at Fannie Ready for Takeoff

July 18, 2025
Dennis Hollier
By one estimate, if Fannie’s title acceptance pilot were allowed to expand, it could save consumers as much as $96 million a year without significantly increasing the risk of title defects.
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Sen. Adam Schiff Accused of Mortgage Fraud

July 18, 2025
Dennis Hollier
If true, this could be an example of occupancy fraud, a method used to secure a lower interest rate or better terms on a mortgage.
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