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Home » Topics » Inside The GSEs » Regulation

Regulation
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No End in Sight for the Conservatorship

July 10, 2026
Dennis Hollier
Former Freddie CEO believes recap-and-release will not be completed while President Trump is in office.
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UI Paper Says UMBS Would Not Violate Antitrust Laws

July 10, 2026
Dennis Hollier
In a scenario that Fannie and Freddie exit conservatorship, Urban Institute analysts believe that the courts will allow the uniform MBS to persist, even though it requires coordination between the GSEs that could invite antitrust litigation.
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FHFA Proposes Broad Revision of Duty-to-Serve Rule

June 26, 2026
Dennis Hollier
Proposed changes would revamp the treatment of “Indian areas” and rural agricultural workers, along with altering the method of calculating area median income.
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FHFA Renews Appeal for Enforcement Authority

June 26, 2026
Dennis Hollier
Despite the controversy surrounding his investigations into political enemies of the president, FHFA Director Bill Pulte is asking Congress for enforcement authority over suspected cases of fraud.
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FHLBanks Seek Changes to Basel III Re-Proposal

June 26, 2026
Dennis Hollier
The Federal Home Loan Banks say the supervisory haircut federal regulators proposed applying to their consolidated obligations when held as collateral is too large and may impair pricing and liquidity.
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Trades Question Capital Treatment for GSEs’ Multifamily Loans

June 26, 2026
Dennis Hollier
As Basel III approaches the end of what may be its last notice and comment period, industry stakeholders work to secure last-minute policy changes.
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Brokers Seek Delay of Condo Project Review Requirements

June 26, 2026
Dennis Hollier
The National Association of Mortgage Brokers contends that the condo sector hasn’t had nearly enough time to prepare for the GSEs’ new requirements.
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GSE Roundup

June 26, 2026
Dennis Hollier
Draft legislation would let the GSEs securitize construction loans; Fannie to expand title pilot program.
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Fannie’s DU More Restrictive Than Freddie

June 12, 2026
Dennis Hollier
A 50% cap on debt-to-income ratio within Fannie Mae’s Desktop Underwriter acts as an extra-regulatory limit on credit availability, according to researchers at the Federal Reserve Bank of St. Louis.
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GSEs Update Industry on UMDP Developments

June 12, 2026
Dennis Hollier
Implementation of UAD 3.6 has proceeded steadily during broad production, with mandatory implementation still set for Nov. 2. UAD 2.6 appraisals submitted on or after that date will fail, even if the appraisal was conducted prior to the mandate.
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