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Home » Topics » Inside The GSEs » Regulation

Regulation
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Experts Urge Caution on GSE Reform

February 14, 2025
Dennis Hollier
Rejiggering the Rube Goldberg machine of housing finance will require careful thought and timing. Unless Trump does it with an executive order.
Read More

Fair Isaac Says GSE Reform Will Have No Impact on FICO

February 14, 2025
Dennis Hollier
Fair Isaac Corp. CEO William Lansing asserted that FICO is the best tool for assessing credit risk, and he doesn’t see that changing whether the government is more or less involved in the GSEs.
Read More

GSEs Yield to Trump’s Anti-DEI Directive

February 14, 2025
Dennis Hollier
FHFA removed reference to DEI on the GSE scorecard. Are SPCPs next on the chopping block?
Read More

Housing Advocates Grade the GSEs’ Duty-to-Serve Plans

February 14, 2025
Dennis Hollier
A coalition of the leading affordable housing organizations in America gave Fannie Mae a C minus for its duty-to-serve plan. Freddie Mac got a B minus.
Read More

Alanna McCargo Resurfaces in DC

February 14, 2025
Dennis Hollier
After suddenly stepping down as CEO of the Federal Home Loan Bank of San Francisco, the former Ginnie president showed up in Washington to tout the benefits of the home loan bank system.
Read More

Bessent Provides Limited Insight on Plans for GSEs

January 31, 2025
Dennis Hollier
Responding to written questions from the Senate Banking Committee, Trump’s new Treasury secretary gave the mortgage industry limited insight into his views on GSE reform.
Read More

GSE Reform Efforts Face Practical Obstacles

January 31, 2025
Dennis Hollier
While the Trump administration wants to end the conservatorship of Fannie Mae and Freddie Mac, there are numerous roadblocks.
Read More

Lenders Support Pulte; Housing Advocates More Guarded

January 31, 2025
Dennis Hollier
Trump’s nominee for FHFA director has drawn strong support from some quarters, but also some reservations.
Read More

GSE Multifamily Volume Below Cap for 2024

January 31, 2025
Dennis Hollier
Although FHFA lowered the 2024 multifamily volume caps for Fannie Mae and Freddie Mac from $75 billion to $70 billion, enterprise financing in the sector didn’t reach that level.
Read More

Major Cost-Savings Possible Through Fannie Title Pilot

January 31, 2025
Dennis Hollier
Allowing the GSEs to purchase loans without requiring borrowers to purchase title insurance could save consumers as much as $96 million a year, according to a new analysis.
Read More
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