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Home » Topics » Inside The GSEs » Legislation

Legislation
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Pulte Slashes Budget, Staffing of FHFA’s OIG

October 2, 2026
Dennis Hollier
The FHFA noted that its OIG budget was nine times larger than the average across federal agencies. Critics say the cuts are intended to protect FHFA Director Bill Pulte and President Trump.
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FHFA Reinforces GSE Policy on Reconsiderations of Value

October 2, 2026
Dennis Hollier
The agency confirmed that its policy related to disputed appraisals complies with 21st ROAD to Housing Act requirements.
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Another Proposal for Ending the Conservatorships

September 4, 2026
Dennis Hollier
Jon Oksenholt’s plan would create a parent company that would own the GSEs and Common Securitization Services but allow them to keep their charters and operate independently.
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Fannie, Freddie Update Status of UAD 3.6, UCD v2.0

September 4, 2026
Dennis Hollier
With the mandate for UAD 3.6 fast approaching, there’s been a dramatic expansion in the number of appraisal software providers.
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CRS Reviews Challenges of GSEs’ Exit From Conservatorship

September 4, 2026
Dennis Hollier
The Congressional Research Service reminds stakeholders of the complications involved in reprivatizing Fannie Mae and Freddie Mac.
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Should the GSEs Support Home Construction?

July 10, 2026
Dennis Hollier
Proposed legislation would allow Fannie Mae and Freddie Mac to purchase and securitize residential construction loans, provided those projects meet certain affordability and safety and soundness requirements.
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UI Paper Says UMBS Would Not Violate Antitrust Laws

July 10, 2026
Dennis Hollier
In a scenario that Fannie and Freddie exit conservatorship, Urban Institute analysts believe that the courts will allow the uniform MBS to persist, even though it requires coordination between the GSEs that could invite antitrust litigation.
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FHFA Proposes Broad Revision of Duty-to-Serve Rule

June 26, 2026
Dennis Hollier
Proposed changes would revamp the treatment of “Indian areas” and rural agricultural workers, along with altering the method of calculating area median income.
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FHFA Renews Appeal for Enforcement Authority

June 26, 2026
Dennis Hollier
Despite the controversy surrounding his investigations into political enemies of the president, FHFA Director Bill Pulte is asking Congress for enforcement authority over suspected cases of fraud.
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New Takes on GSE Reform Even as Efforts Stalled

May 29, 2026
Dennis Hollier
Some economists suggest Fannie and Freddie should accept mortgages that include a modest prepayment penalty as a way to keep residential mortgage rates lower. But that would be a political challenge.
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