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CBO: Raising G-Fees Would Lower Deficit

January 8, 2021
Dennis Hollier
According to Congressional bean counters, increasing g-fees would cut the U.S. deficit a cumulative $30 billion through 2030.
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Blend Enhances Integration with Freddie Loan Product Advisor

January 8, 2021
Dennis Hollier
In 2019, Blend became the first digital lending platform approved for Freddie’s asset and income modeler.
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FHFA Rule Change Updates Discounts at Freddie

January 8, 2021
Dennis Hollier
New multifamily caps, announced in November, also included changes to the definition of “mission-driven.”
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Freddie: The Skinny on Green Bonds

January 8, 2021
Dennis Hollier
The program has accounted for a cumulative savings of 827 million gallons in water consumed and 152 million kilo-BTUs in energy savings.
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No Surprise: Loan Limits Rise; Cui Bono?

December 4, 2020
Dennis Hollier
After the 2019 increase, homebuyers with newly eligible loans had an average income twice that of buyers whose loans were still eligible under the 2018 limit.
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GSEs Surpass Both Single-Family and MF Goals in 2019

November 6, 2020
Dennis Hollier
On the multifamily side of the aisle Fannie purchased 385,763 units in the low-income category. Freddie did even better: 495,451.
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Nonbanks and Smaller Firms Growing GSE Market Share

October 9, 2020
John Bancroft
Fannie and Freddie issued a whopping $705.7 billion of single-family MBS during the third quarter, smashing a record that had been on the books for 17 years. (Includes two data charts.)
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How to Reduce Interest Rates? Join an FHLBank

October 9, 2020
Dennis Hollier
An economist finds that, when community banks gain access to FHLB advances, competition in local markets increases significantly, with mortgage rates in the market falling by an average of 8 bps.
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Twelve Charged in Mortgage Fraud Scheme

October 9, 2020
Dennis Hollier
A federal prosecutor in Georgia has charged 12 individuals in connection with a multiyear scheme to defraud Fannie Mae and Freddie Mac.
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Significant Changes in GSE Seller Universe After COVID

September 25, 2020
John Bancroft
The avalanche of increased GSE single-family business didn't land equally on all categories of sellers. Nonbanks saw a huge gain in market share, while correspondent platforms and coissuance declined. (Includes two data charts.)
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