The industry veteran asks: If the GSEs lose their largest buyer, where will the money come from to support the 30-year, fixed-rate mortgage?

The new repeat-sale index includes both GSE and non-GSE transactions and is augmented by appraisal data in regions with few sales. Plus, it’s free.

Among the top 100 GSE sellers, 78 delivered less dollar volume to Fannie Mae and Freddie Mac in the first quarter of 2022 than in the previous period.

Fannie and Freddie say goodbye to the 620 minimum credit score for lower-income homeowners seeking a refinance.

Following a joint warning from the FBI and the CISA, Freddie Mac reminded its seller/servicers about their role in preventing cyberattacks.

The enterprise’s suite of services will soon include the capability to use direct deposit data to assess borrower income.

Sellers upended expectations by increasing loan deliveries to the GSEs in January. Nine of the top 10 sellers delivered more loans to Freddie Mac than Fannie Mae. (Includes two data charts.)

Almost all the temporary seller flexibilities FHFA put in place because of the pandemic have either been retired or incorporated into the normal selling guides.

Who will take up the slack when the Fed is no longer the dominant buyer in the MBS market?

One veteran GSE investor and housing-finance system critic believes the $6 trillion book of business is actually worth more than $11 trillion.