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Inside The GSEs
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Thompson Defends FHFA Policies on GSEs

March 17, 2023
Dennis Hollier
The FHFA director tells NAR members she’s focused on data-driven, fact-based policy-making.
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Mark Calabria Settles Old Scores in New Book

March 17, 2023
Dennis Hollier
The former FHFA director claims that Wall Street critics worried his policies would cut into their profits.
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FHFA Winding Down Its Review of FHLBank System

March 17, 2023
Dennis Hollier
Nonbanks and REITs make a bid for FHLBank membership. Community banks and credit unions say that would be a mistake. Is there a middle ground?
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Freddie Announces Changes to Its Selling Guide

March 17, 2023
Dennis Hollier
Updates to the guide go into effect in June and July.
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Enact Back in Fannie’s and Freddie’s Good Graces

March 17, 2023
Dennis Hollier
The heightened PMIERS capital requirements set by the GSEs when Genworth let its mortgage insurance subsidiary go public have now been satisfied.
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CRT Pricing Improves Slightly for Freddie

March 17, 2023
Dennis Hollier
STACRs see the return of the B-1 class for the first time since June.
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Former PricewaterhouseCoopers Exec Joins Fannie Board

March 17, 2023
Dennis Hollier
Michael Seelig will serve on the board’s audit committee.
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FHFA Proposes Revisions to GSE Capital Rule

March 3, 2023
Dennis Hollier
The GSEs’ regulator has backtracked on its controversial rules for commingled securities.
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Falling Home Prices Tank GSE Profits in 2022

March 3, 2023
Dennis Hollier
Almost all of the decline in combined GSE profits was due to a spike in loan-loss provisions. But while Fannie’s provisions continued to grow in the fourth quarter, Freddie’s may have peaked in the third quarter. (Includes data chart.)
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Little Impact on GSE Business Expected from FHA Premium Cut

March 3, 2023
Dennis Hollier
Will lower FHA premiums steal market share from the GSEs? According to analysts, private mortgage insurer pricing still makes the GSEs the better execution for borrowers with credit scores over 680. But private MIs are still nervous.
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