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Inside The GSEs
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Consumer Complaints Up 3.8 Percent in 2018. Mortgage Gripes Tank

January 15, 2019
Yemeng Yang
Companies with the most gripes filed against them were the three major credit reporting bureaus: Equifax, Experian and TransUnion...
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Short Takes: Worrying About What Mark Calabria Might Do / Ever Seated? / A Price War Brewing in Non-QM? / Tim Anderson’s Blockchain Job / Freddie Gets a New General Counsel

January 15, 2019
Dennis Hollier and Paul Muolo
We understand a bit of a price war may be brewing in the non-QM market...
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Retail Channel Continues to Lose Market Share as Correspondent Surges

January 14, 2019
John Bancroft
Wholesale-broker activity saw roughly the same rate of decline as the retail channel did...
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Hedging Losses Likely for Fannie and Freddie in 4Q18?

January 14, 2019
Paul Muolo
The more exaggerated the rate moves, the greater the gain or loss.
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Citigroup Sees Retail Residential Production Drop by Almost 15 Percent

January 14, 2019
Paul Muolo
Compared to the same period a year earlier, retail loan production fell by 23.3 percent at Citigroup...
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GSE Market Shifts Toward Large Banks in Late 2018

January 11, 2019
Single-family mortgage business at Fannie Mae and Freddie Mac slumped in the fourth quarter of 2018 as purchase-mortgage activity faded, according to a new Inside The GSEs analysis of mortgage-backed securities disclosures. [Includes two data charts.]
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Waters to Shield Taxpayers from Costs of Housing Crisis

January 11, 2019
Rep. Maxine Waters, the first woman and first African-American to chair the House Financial Services Committee, comes to power in a particularly partisan climate. The Democrat from California officially took the gavel on Jan. 3, when the 116th Congress convened.
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SIFMA Still Doubtful of Uniform MBS Rollout

January 11, 2019
The Securities Industry and Financial Markets Association held a meeting last month to discuss the rollout of the uniform mortgage-backed security.
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FHFA Modifies FHLB Capital Requirements

January 11, 2019
The Federal Housing Finance Agency last week announced revisions to its final rules pertaining to capital requirements for Federal Home Loan Banks.
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GSE Policies for Selling, Servicing During Shutdown

January 11, 2019
At 21 days, the current government shutdown ties for the longest on record, and its impact on the GSEs and housing finance remains fluid.
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