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Home » Topics » Inside Mortgage Trends » Technology

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Freddie Scrutinizes Origination Costs and Potential Savings

May 31, 2024
Dennis Hollier
The mortgage giant itemizes the sources of the increased cost of loan origination, then pitches the technological tools embedded in its underwriting system as a potential remedy.
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ICE Finds Fee Cures Are Adding Up for Lenders

May 31, 2024
James Dohnert
Fee cures caused by TILA-RESPA Integrated Disclosure violations are one cost-cutting area lenders should consider when looking to save money in today's low origination volume environment, according to a new whitepaper by ICE Mortgage Technologies.
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Lenders Double Down on AI Tools for Efficiency

May 17, 2024
James Dohnert
Rocket and A&D Mortgage have developed new AI solutions, and plan to offer more automation tools in the coming months.
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Lenders Eye Verification Waterfall for Originations

May 17, 2024
James Dohnert
Income and employment data verification provider Argyle believes verification waterfalls can help lenders save time and money during the loan origination process.
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Grapevine: AI Guidance for Housing Ads; UWM’s Title Services

May 17, 2024
Brandon Ivey
HUD issues guidance on mortgage advertising; UWM expands title services for brokers; Freedom issues debt; Incenter offers review services for taxes and insurance; most housing inventory in Florida, Texas.
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Rising Service-Provider Costs Frustrating Lenders

May 3, 2024
James Dohnert
A recent Fannie Mae study found that lenders are concerned about the lack of competition and rising prices of technology service providers’ solutions in the mortgage industry.
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Figure Launches Alternative to MERS Registry

April 19, 2024
James Dohnert
Figure Technology Solutions is offering its Digital Asset Registration Technologies registry to partners of Figure Lending to use for home equity lines of credit.
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Grapevine: Diversified Nonbanks Faring Better; Job Cuts Continue

April 19, 2024
Brandon Ivey
Flexible nonbanks weathering the storm; layoffs continue at mortgage companies; tepid demand for mortgages on new homes; best execution analysis; Rocket preps AI offering; Equifax boosts mortgage-related revenue.
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UWM Loses Bid to Move Employment Dispute to Arbitration

April 5, 2024
James Dohnert
A Michigan appeals court judge affirmed that UWM’s move to compel arbitration in a dispute with a former employee was seven months too late.
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Grapevine: Lenders Meeting Borrower Expectations; Rates Too High

April 5, 2024
Brandon Ivey
The mortgage process met or exceeded the expectations of many homebuyers; interest rates look to be too high for potential homebuyers; the defect rate on mortgages declined again; tech vendor raises $19 million; Altisource Asset Management exits mortgage market.
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