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      <title>eNotes Adoption Hits Tipping Point</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The MERS eRegistry has surpassed 3 million eNotes, a milestone that sparks optimism for more adoption.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236994</guid>
      <pubDate>Fri, 20 Mar 2026 12:52:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236994-enotes-adoption-hits-tipping-point</link>
    </item>
    <item>
      <title>Mortgage Earnings Improve at ICE in 4Q; AI in the Works</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Operating income in Intercontinental Exchange’s mortgage technology segment increased during the fourth quarter of 2025 and the firm is working on a number of artificial intelligence initiatives.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236735</guid>
      <pubDate>Fri, 20 Feb 2026 12:21:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236735-ice-generates-revenue-in-4q-plans-for-ai-rollout</link>
    </item>
    <item>
      <title>Servicers Urged to Boost Efficiency as Foreclosures Rise</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Servicers should prepare for an increase in foreclosure activity among first-time borrowers and those with lower reserves.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236729</guid>
      <pubDate>Fri, 20 Feb 2026 12:19:41 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236729-servicers-urged-to-boost-efficiency-as-foreclosures-rise</link>
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    <item>
      <title>Grapevine: Onity Taps Tax Windfall; Loan Defects Increase</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Onity takes $120.0 million deferred tax asset valuation allowance; income/employment defects rise; Sagent launches servicing platform; AI company rescinds link to Intercontinental Exchange.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236737</guid>
      <pubDate>Fri, 20 Feb 2026 12:18:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236737-grapevine-onity-taps-tax-windfall-loan-defects-increase</link>
    </item>
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      <title>Lenders Increasingly Leveraging Data Intelligence for Retention</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Michael Patterson, chief operating officer at Freedom Mortgage, said intelligently using data collected from borrowers is key to improving customer experience and boosting retention.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236599</guid>
      <pubDate>Fri, 06 Feb 2026 11:57:11 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236599-lenders-increasing-leveraging-data-intelligent-for-retention</link>
    </item>
    <item>
      <title>Tech to Help Small Lenders Compete With Big Players</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Experts believe lenders will leverage new technologies to improve the customer experience.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236600</guid>
      <pubDate>Fri, 06 Feb 2026 11:56:13 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236600-lenders-increasing-leveraging-data-intelligent-for-retention</link>
    </item>
    <item>
      <title>Lenders Offering Guidance on Student Loan Repayments</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236469</guid>
      <pubDate>Fri, 23 Jan 2026 14:16:36 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236469-lenders-increasingly-offering-guidance-on-student-loan-repayments</link>
    </item>
    <item>
      <title>Truist Touts Success With AI in Underwriting</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Truist is using an AI tool from Dark Matter Technologies for underwriting processes while having humans validate the results. Meanwhile, MISMO is working on a framework for AI.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236478</guid>
      <pubDate>Fri, 23 Jan 2026 14:14:38 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236478-truist-touts-success-with-ai-in-underwriting-tasks</link>
    </item>
    <item>
      <title>AI Use in Mortgage Activity Expected to Grow in 2026</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[AI is expected to be increasingly used by both lenders and borrowers thanks to improvements in the seemingly ubiquitous tech.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236344</guid>
      <pubDate>Fri, 09 Jan 2026 11:28:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236344-ai-use-in-mortgage-expected-to-grow-in-2026</link>
    </item>
    <item>
      <title>Freddie Estimates Cost Savings for Digitized Lenders</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Lenders with high adoption rates for tools from Freddie Mac like automated collateral estimator and asset and income modeler have significantly lower per-loan costs and higher per-loan profits, the GSE says.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236053</guid>
      <pubDate>Fri, 05 Dec 2025 12:12:15 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236053-freddie-mac-estimates-cost-savings-for-digitized-lenders</link>
    </item>
    <item>
      <title>Lenders Using Language Tech to Reach New Borrowers</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Carrington Mortgage and Rate launched new tools to reach borrowers with limited English proficiency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235976</guid>
      <pubDate>Fri, 21 Nov 2025 12:05:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235976-lenders-leverage-language-tech-to-reach-new-borrowers</link>
    </item>
    <item>
      <title>Figure Shifting From Direct Lender to Platform </title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[After originating HELOCs on its own as a proof-of-concept, Figure Technology Solutions is now largely facilitating originations and loan sales for others, charging fees along the way. The company generated $89.8 million of net income in the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235958</guid>
      <pubDate>Fri, 21 Nov 2025 12:04:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235958-figure-shifting-from-direct-lender-to-platform</link>
    </item>
    <item>
      <title>A Surge in Rent Reporting, With Mortgages in Mind</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The share of renter households whose rent payment history has been reported to at least one credit bureau grew from 3% to 13% in four years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235946</guid>
      <pubDate>Fri, 21 Nov 2025 12:00:56 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235946-a-surge-in-rent-reporting</link>
    </item>
    <item>
      <title>Servicers Level Up Technology to Reach Younger Borrowers</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[AI and self-service options are increasingly being used to help servicers communicate with younger homeowners.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235846</guid>
      <pubDate>Fri, 07 Nov 2025 12:08:07 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235846-servicers-level-up-technology-to-reach-younger-borrowers</link>
    </item>
    <item>
      <title>Demand for AI-Backed Tools Lifts ICE Mortgage Revenue</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[ICE’s lender clients are interested in using AI for document automation and customer engagement.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235840</guid>
      <pubDate>Fri, 07 Nov 2025 12:01:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235840-ai-boosts-ice-mortgage-segment-revenue</link>
    </item>
    <item>
      <title>Grapevine: Rithm Keeping Newrez; Robinhood, Sage Partner</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rithm puts off potential spin-off of Newrez; Robinhood partners with Sage Home Loans for mortgage perks; AngelAi touts valuation; Bilt to allow mortgage payments via Venmo; PartnerOne to acquire Mortgage Cadence.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235843</guid>
      <pubDate>Fri, 07 Nov 2025 12:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235843-grapevine-rithm-keeping-newrez-for-now-robinhood-and-sage-cement-partnership</link>
    </item>
    <item>
      <title>Leaders Call for More Competition in Credit Reporting</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage lenders are seeking innovation and increased competition for credit reporting as loan origination costs continue to rise.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235721</guid>
      <pubDate>Fri, 24 Oct 2025 12:08:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235721-mortgage-leaders-call-for-more-competition-in-credit-scoring-models</link>
    </item>
    <item>
      <title>M&amp;A to Continue as Originations Plateau</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Merger and acquisition activity is expected to rise as more lenders attempt to reach economies of scale.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235719</guid>
      <pubDate>Fri, 24 Oct 2025 12:07:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235719-m-and-a-to-continue-as-rates-stay-steady</link>
    </item>
    <item>
      <title>Loan Originators Warming to Use of Artificial Intelligence</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Loan originators using AI are seeing significant gains in productivity. Use cases range from non-consumer-facing activities to voice bots that interact with loan applicants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235662</guid>
      <pubDate>Fri, 24 Oct 2025 12:06:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235662-loan-originators-warming-to-use-of-artificial-intelligence</link>
    </item>
    <item>
      <title>All-Cash Offers Create Opportunities for Lenders</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Delayed financing offers a way for all-cash homebuyers to quickly tap the equity in their home.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235656</guid>
      <pubDate>Fri, 24 Oct 2025 12:04:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235656-all-cash-offers-create-new-opportunities-for-lenders-more-competition-for-homebuyers</link>
    </item>
    <item>
      <title>Quick Closing Time is Important for HEL Borrowers</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Banks and credit unions are struggling to compete with technology-focused lenders who use automation to close home equity loans faster.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235583</guid>
      <pubDate>Fri, 10 Oct 2025 13:26:58 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235583-faster-closing-times-a-priority-for-hel-borrowers</link>
    </item>
    <item>
      <title>Mortgage Companies Urged to Adopt AI for Efficiency</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The mortgage industry appears to be lagging other sectors in adoption of artificial intelligence. Tech providers stress that AI offers lenders potential gains in productivity with limited downsides.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235452</guid>
      <pubDate>Fri, 26 Sep 2025 13:34:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235452-mortgage-companies-urged-to-adopt-ai-for-efficiency</link>
    </item>
    <item>
      <title>Rate Expands Language Access Program</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The lender sees major opportunities to increase mortgage volume by reaching out to borrowers who speak only Spanish or have limited English proficiency, even as HUD pulls back on translation services.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235455</guid>
      <pubDate>Fri, 26 Sep 2025 13:32:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235455-rate-expands-language-access-program-as-hud-pullbacks-on-translation-services</link>
    </item>
    <item>
      <title>MISMO's e-Eligibility Exchange Helping eNote Adoption</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Officials at MISMO believe that the e-Eligibility Exchange has helped mortgage lenders overcome counterparty approval challenges for use of eNotes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235457</guid>
      <pubDate>Fri, 26 Sep 2025 13:25:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235457-mismos-e-eligibility-exchange-helps-drive-e-note-adoption</link>
    </item>
    <item>
      <title>Lenders Focusing on Streamlining Business</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage executives count on AI and automation to streamline business processes and reduce overall costs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235203</guid>
      <pubDate>Fri, 29 Aug 2025 13:45:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235203-mortgage-execs-put-focuses-on-streamlining-business-in-2025</link>
    </item>
    <item>
      <title>MISMO Launches Confidence Score Standard for AVMs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The new standard comes ahead of the Oct. 1 effective date for quality control standards that federal regulators announced last year.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235208</guid>
      <pubDate>Fri, 29 Aug 2025 13:44:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235208-mismo-launches-common-confidence-score-standard-for-avms</link>
    </item>
    <item>
      <title>Lenders Eye Agentic AI to Improve Margins</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Agentic AI is both proactive and autonomous, allowing for multi-step actions to be completed without human interactions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235092</guid>
      <pubDate>Fri, 15 Aug 2025 11:39:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235092-lenders-eye-agentic-ai-to-lower-margins</link>
    </item>
    <item>
      <title>Ishbia Sets High Expectations for UWM Partnership With Bilt</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Bilt is a payments platform that offers rewards to consumers. The company recently received a $100 million investment from United Wholesale Mortgage at a valuation of $10.75 billion.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235074</guid>
      <pubDate>Fri, 15 Aug 2025 11:37:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235074-ishbia-sets-high-expectations-for-uwm-partnership-with-bilt</link>
    </item>
    <item>
      <title>Governance Key for AI Use in Mortgage Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Some mortgage companies that are adopting artificial intelligence haven’t done enough in terms of governance, according to industry executives.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235093</guid>
      <pubDate>Fri, 15 Aug 2025 11:32:03 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235093-governance-key-for-ai-initiatives-in-mortgage</link>
    </item>
    <item>
      <title>VantageScore Touts Benefits of New Score</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The use of positive rental payment data and cash flow underwriting in new credit score models is expected to increase the number of borrowers that qualify for mortgages.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234931</guid>
      <pubDate>Fri, 01 Aug 2025 11:20:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234931-vantagescore-touts-benefits-of-new-score</link>
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