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      <title>Loan Retention Still Key Even as Refis Slow</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Lenders see recapture programs as a growth opportunity as origination volume is expected to decline next year.</description>
      <content:encoded>
        <![CDATA[Lenders see recapture programs as a growth opportunity as origination volume is expected to decline next year.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238826</guid>
      <pubDate>Fri, 16 Oct 2026 12:12:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238826-loan-retention-still-key-even-as-refis-slow</link>
    </item>
    <item>
      <title>MBA Launches Platform for LO Education, Engagement </title>
      <author>jdohnert@imfpubs.com</author>
      <description>MBA Chairman Owen Lee said the program is part of the trade group’s priority to strengthen its relationship with loan officers.</description>
      <content:encoded>
        <![CDATA[MBA Chairman Owen Lee said the program is part of the trade group’s priority to strengthen its relationship with loan officers.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238830</guid>
      <pubDate>Fri, 16 Oct 2026 12:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238830-mba-launches-lo-engagement-program</link>
    </item>
    <item>
      <title>Borrowers Want Digital Closings Despite Lender Apprehension</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Some 82% of recent homebuyers said they would be swayed to work with a lender that offered the opportunity to close virtually, according to a report by ServiceLink.</description>
      <content:encoded>
        <![CDATA[Some 82% of recent homebuyers said they would be swayed to work with a lender that offered the opportunity to close virtually, according to a report by ServiceLink.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238701</guid>
      <pubDate>Fri, 02 Oct 2026 11:35:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238701-borrowers-want-digital-closings-despite-lenders-apprehension</link>
    </item>
    <item>
      <title>Opendoor Enters Mortgage Space</title>
      <author>jdohnert@imfpubs.com</author>
      <description>The homebuying platform’s new mortgage platform adds fixed-rate and adjustable-rate purchase mortgages to its product mix.</description>
      <content:encoded>
        <![CDATA[The homebuying platform’s new mortgage platform adds fixed-rate and adjustable-rate purchase mortgages to its product mix.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238569</guid>
      <pubDate>Fri, 18 Sep 2026 15:52:04 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238569-opendoor-enters-mortgage-space</link>
    </item>
    <item>
      <title>Atlas VMS Acquires CloseClear.ai to Tackle Buyback Risk</title>
      <author>jdohnert@imfpubs.com</author>
      <description>CloseClear.ai’s platform monitors mortgage pipelines against live federal disaster data to flag GSE repurchase risk after an appraisal has been completed.</description>
      <content:encoded>
        <![CDATA[CloseClear.ai’s platform monitors mortgage pipelines against live federal disaster data to flag GSE repurchase risk after an appraisal has been completed.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238571</guid>
      <pubDate>Fri, 18 Sep 2026 15:50:08 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238571-atlas-vms-acquires-closeclearai-to-tackle-buyback-risk</link>
    </item>
    <item>
      <title>Mortgage Companies Grappling With AI Governance</title>
      <author>bivey@imfpubs.com</author>
      <description>GSE officials suggested that a robust governance framework can help firms responsibly scale use of AI. Industry participants are also facing increasing risks from the technology.</description>
      <content:encoded>
        <![CDATA[GSE officials suggested that a robust governance framework can help firms responsibly scale use of AI. Industry participants are also facing increasing risks from the technology.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238438</guid>
      <pubDate>Fri, 04 Sep 2026 12:09:16 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238438-mortgage-companies-grappling-with-ai-governance</link>
    </item>
    <item>
      <title>Lenders Using AI to Help Buyers 24/7</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Lenders are turning to artificial intelligence to reach borrowers even when loan officers are off the clock.</description>
      <content:encoded>
        <![CDATA[Lenders are turning to artificial intelligence to reach borrowers even when loan officers are off the clock.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238441</guid>
      <pubDate>Fri, 04 Sep 2026 12:07:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238441-lenders-leverage-ai-to-help-buyers-24-7</link>
    </item>
    <item>
      <title>Better Launches Token-Based Mortgage With Coinbase</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Better plans to refocus its efforts on partnerships and one of its first big partners is cryptocurrency exchange Coinbase.</description>
      <content:encoded>
        <![CDATA[Better plans to refocus its efforts on partnerships and one of its first big partners is cryptocurrency exchange Coinbase.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238452</guid>
      <pubDate>Fri, 04 Sep 2026 12:06:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238452-better-highlights-partnerships-with-launch-of-coinbase-team-up</link>
    </item>
    <item>
      <title>AI Underwriting Platform Appoints Sogorka as CEO</title>
      <author>azimmardi@imfpubs.com</author>
      <description>The appointment of mortgage tech industry veteran Daniel Sogorka comes as Informed seeks to expand its business beyond auto lenders.</description>
      <content:encoded>
        <![CDATA[The appointment of mortgage tech industry veteran Daniel Sogorka comes as Informed seeks to expand its business beyond auto lenders.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238439</guid>
      <pubDate>Fri, 04 Sep 2026 12:04:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238439-ai-platform-appoints-former-rocket-black-knight-executive-as-ceo</link>
    </item>
    <item>
      <title>ICE Sees Strong Mortgage Earnings in Second Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>In the second quarter of 2026, Intercontinental Exchange generated its best earnings from its mortgage technology segment since 2022. ICE is optimistic that its AI tools will drive future revenue.</description>
      <content:encoded>
        <![CDATA[In the second quarter of 2026, Intercontinental Exchange generated its best earnings from its mortgage technology segment since 2022. ICE is optimistic that its AI tools will drive future revenue.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238201</guid>
      <pubDate>Fri, 07 Aug 2026 11:49:12 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238201-ice-boosts-mortgage-earnings-to-highest-levels-since-2022</link>
    </item>
    <item>
      <title>Zillow Charts Expansion of Mortgage Business</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Zillow Home Loans originated $2.2 billion of mortgages in the second quarter of 2026, nearly double its originations from the same quarter last year.</description>
      <content:encoded>
        <![CDATA[Zillow Home Loans originated $2.2 billion of mortgages in the second quarter of 2026, nearly double its originations from the same quarter last year.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238209</guid>
      <pubDate>Fri, 07 Aug 2026 11:48:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238209-zillow-charts-expansion-of-mortgage-business</link>
    </item>
    <item>
      <title>Better Shifts From Founder Mode to Enterprise Focus</title>
      <author>bivey@imfpubs.com</author>
      <description>Daniel Lewis, the new interim CEO of Better Home &amp; Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.”</description>
      <content:encoded>
        <![CDATA[Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.”]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238212</guid>
      <pubDate>Fri, 07 Aug 2026 11:44:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238212-better-shifts-from-founder-mode-to-enterprise-focus</link>
    </item>
    <item>
      <title>Product Innovation Key for Growing Non-QM Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Lenders are innovating their product offerings to meet the growing demand for non-qualified mortgages.</description>
      <content:encoded>
        <![CDATA[Lenders are innovating their product offerings to meet the growing demand for non-qualified mortgages.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237910</guid>
      <pubDate>Fri, 10 Jul 2026 12:10:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237910-product-innovation-key-for-growing-non-qm-market</link>
    </item>
    <item>
      <title>Lenders Looking at AI to Reduce Appraisal Risks</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Artificial intelligence and stronger due diligence efforts can help reduce growing instances of appraisal fraud, according to mortgage investors and appraisers.</description>
      <content:encoded>
        <![CDATA[Artificial intelligence and stronger due diligence efforts can help reduce growing instances of appraisal fraud, according to mortgage investors and appraisers.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237955</guid>
      <pubDate>Fri, 10 Jul 2026 12:09:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237955-ai-in-appraisals-helping-reduce-home-evaluation-risk</link>
    </item>
    <item>
      <title>NEXA Lending Founder Launches Servicing Platform </title>
      <author>jdohnert@imfpubs.com</author>
      <description>The new servicing platform, evoLend, is focused on helping loan officers retain borrower business long after closing.</description>
      <content:encoded>
        <![CDATA[The new servicing platform, evoLend, is focused on helping loan officers retain borrower business long after closing.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237958</guid>
      <pubDate>Fri, 10 Jul 2026 12:06:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237958-nexa-lending-ceo-to-launch-servicer</link>
    </item>
    <item>
      <title>AI Starting to Find Footing in Non-QM Originations</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Non-QM underwriting was once a hands-on process, but lenders are increasingly testing the use of AI.</description>
      <content:encoded>
        <![CDATA[Non-QM underwriting was once a hands-on process, but lenders are increasingly testing the use of AI.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237840</guid>
      <pubDate>Fri, 26 Jun 2026 13:08:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237840-ai-starting-to-find-footing-in-non-qm-originations</link>
    </item>
    <item>
      <title>Servicers Offer Candid View on Benefits of AI</title>
      <author>bivey@imfpubs.com</author>
      <description>AI won’t necessarily reduce costs for servicers, but the technology can improve processes and borrower retention, according to industry participants.</description>
      <content:encoded>
        <![CDATA[AI won’t necessarily reduce costs for servicers, but the technology can improve processes and borrower retention, according to industry participants.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237471</guid>
      <pubDate>Fri, 15 May 2026 14:08:04 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237471-servicers-offer-clear-eyed-view-on-benefits-of-ai</link>
    </item>
    <item>
      <title>Tech Vendors Optimistic About AI for Mortgages</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Despite taking losses in the first quarter, ICE and Blend are bullish on AI adoption in the mortgage industry.</description>
      <content:encoded>
        <![CDATA[Despite taking losses in the first quarter, ICE and Blend are bullish on AI adoption in the mortgage industry.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237483</guid>
      <pubDate>Fri, 15 May 2026 14:05:10 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237483-tech-vendors-optimistic-about-ai-future</link>
    </item>
    <item>
      <title>Former Rocket Execs Team Up With Archrival UWM</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Origna8 is providing brokers a platform that can be used for lead generation, agentic-AI marketing, lender relationship management and data analytics.</description>
      <content:encoded>
        <![CDATA[Origna8 is providing brokers a platform that can be used for lead generation, agentic-AI marketing, lender relationship management and data analytics.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237358</guid>
      <pubDate>Fri, 01 May 2026 13:56:10 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237358-ex-rocket-leadership-team-with-uwm</link>
    </item>
    <item>
      <title>loanDepot Turns to Figure in HELOC Partnership</title>
      <author>jdohnert@imfpubs.com</author>
      <description>loanDepot will launch a new white-label home equity line of credit product powered by Figure that can provide homeowners an equity payout in as little as five days.</description>
      <content:encoded>
        <![CDATA[loanDepot will launch a new white-label home equity line of credit product powered by Figure that can provide homeowners an equity payout in as little as five days.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237232</guid>
      <pubDate>Fri, 17 Apr 2026 12:10:16 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237232-figure-loandepot-team-for-heloc-partnership</link>
    </item>
    <item>
      <title>AI Increasingly Used for Home Equity Loan Appraisals</title>
      <author>jdohnert@imfpubs.com</author>
      <description>The rise in home equity lending by nonbanks is driving increased use of artificial intelligence in the appraisal process.</description>
      <content:encoded>
        <![CDATA[The rise in home equity lending by nonbanks is driving increased use of artificial intelligence in the appraisal process.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237221</guid>
      <pubDate>Fri, 17 Apr 2026 12:09:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237221-home-equity-lending-driving-ai-use-for-appraisals</link>
    </item>
    <item>
      <title>Rocket Taps AWS Automation to Boost Processing Times</title>
      <author>jdohnert@imfpubs.com</author>
      <description>A new proof-of-concept between Amazon Web Services and Rocket Close highlighted the potential to use AI to extract data from complex mortgage documents.</description>
      <content:encoded>
        <![CDATA[A new proof-of-concept between Amazon Web Services and Rocket Close highlighted the potential to use AI to extract data from complex mortgage documents.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237227</guid>
      <pubDate>Fri, 17 Apr 2026 12:05:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237227-rocket-leverages-aws-automation-to-boost-processing-times</link>
    </item>
    <item>
      <title>eNotes Adoption Hits Tipping Point</title>
      <author>jdohnert@imfpubs.com</author>
      <description>The MERS eRegistry has surpassed 3 million eNotes, a milestone that sparks optimism for more adoption.</description>
      <content:encoded>
        <![CDATA[The MERS eRegistry has surpassed 3 million eNotes, a milestone that sparks optimism for more adoption.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236994</guid>
      <pubDate>Fri, 20 Mar 2026 12:52:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236994-enotes-adoption-hits-tipping-point</link>
    </item>
    <item>
      <title>Mortgage Earnings Improve at ICE in 4Q; AI in the Works</title>
      <author>azimmardi@imfpubs.com</author>
      <description>Operating income in Intercontinental Exchange’s mortgage technology segment increased during the fourth quarter of 2025 and the firm is working on a number of artificial intelligence initiatives.</description>
      <content:encoded>
        <![CDATA[Operating income in Intercontinental Exchange’s mortgage technology segment increased during the fourth quarter of 2025 and the firm is working on a number of artificial intelligence initiatives.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236735</guid>
      <pubDate>Fri, 20 Feb 2026 12:21:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236735-ice-generates-revenue-in-4q-plans-for-ai-rollout</link>
    </item>
    <item>
      <title>Servicers Urged to Boost Efficiency as Foreclosures Rise</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Servicers should prepare for an increase in foreclosure activity among first-time borrowers and those with lower reserves.</description>
      <content:encoded>
        <![CDATA[Servicers should prepare for an increase in foreclosure activity among first-time borrowers and those with lower reserves.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236729</guid>
      <pubDate>Fri, 20 Feb 2026 12:19:41 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236729-servicers-urged-to-boost-efficiency-as-foreclosures-rise</link>
    </item>
    <item>
      <title>Grapevine: Onity Taps Tax Windfall; Loan Defects Increase</title>
      <author>bivey@imfpubs.com</author>
      <description>Onity takes $120.0 million deferred tax asset valuation allowance; income/employment defects rise; Sagent launches servicing platform; AI company rescinds link to Intercontinental Exchange.</description>
      <content:encoded>
        <![CDATA[Onity takes $120.0 million deferred tax asset valuation allowance; income/employment defects rise; Sagent launches servicing platform; AI company rescinds link to Intercontinental Exchange.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236737</guid>
      <pubDate>Fri, 20 Feb 2026 12:18:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236737-grapevine-onity-taps-tax-windfall-loan-defects-increase</link>
    </item>
    <item>
      <title>Lenders Increasingly Leveraging Data Intelligence for Retention</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Michael Patterson, chief operating officer at Freedom Mortgage, said intelligently using data collected from borrowers is key to improving customer experience and boosting retention.</description>
      <content:encoded>
        <![CDATA[Michael Patterson, chief operating officer at Freedom Mortgage, said intelligently using data collected from borrowers is key to improving customer experience and boosting retention.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236599</guid>
      <pubDate>Fri, 06 Feb 2026 11:57:11 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236599-lenders-increasing-leveraging-data-intelligent-for-retention</link>
    </item>
    <item>
      <title>Tech to Help Small Lenders Compete With Big Players</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Experts believe lenders will leverage new technologies to improve the customer experience.</description>
      <content:encoded>
        <![CDATA[Experts believe lenders will leverage new technologies to improve the customer experience.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236600</guid>
      <pubDate>Fri, 06 Feb 2026 11:56:13 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236600-lenders-increasing-leveraging-data-intelligent-for-retention</link>
    </item>
    <item>
      <title>Lenders Offering Guidance on Student Loan Repayments</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers.</description>
      <content:encoded>
        <![CDATA[Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236469</guid>
      <pubDate>Fri, 23 Jan 2026 14:16:36 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236469-lenders-increasingly-offering-guidance-on-student-loan-repayments</link>
    </item>
    <item>
      <title>Truist Touts Success With AI in Underwriting</title>
      <author>bivey@imfpubs.com</author>
      <description>Truist is using an AI tool from Dark Matter Technologies for underwriting processes while having humans validate the results. Meanwhile, MISMO is working on a framework for AI.</description>
      <content:encoded>
        <![CDATA[Truist is using an AI tool from Dark Matter Technologies for underwriting processes while having humans validate the results. Meanwhile, MISMO is working on a framework for AI.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236478</guid>
      <pubDate>Fri, 23 Jan 2026 14:14:38 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236478-truist-touts-success-with-ai-in-underwriting-tasks</link>
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