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Home » Topics » Inside Mortgage Trends » Earnings

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Mortgage-Banking Profits on Production, Servicing Decline in 2Q

September 18, 2026
James Dohnert
An analysis of earnings reports from 18 lenders showed combined income from production and secondary marketing declined from the first quarter. Servicing income also decreased. (Includes data tables.)
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Banks’ Mortgage Income Down in First Half

September 4, 2026
Brandon Ivey
Mortgage-banking income declined by 6.1% on an annual basis in the first half of the year. At Chase, the largest bank in the mortgage market, a drop in servicing revenue more than offset an increase in production revenue. (Includes one data table.)
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Nonbanks See Decline in Mortgage-Banking Income in 2Q

August 21, 2026
James Dohnert
A group of 13 publicly traded nonbank lenders reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. (Includes data table.)
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Lenders See Boost From Proprietary Reverse Mortgages

August 21, 2026
James Dohnert
Proprietary reverse-mortgage originations are hitting record highs, helping boost lender production during a spring slowdown.
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Leadership Transition at Better Heads to Court

August 21, 2026
Brandon Ivey
Better has filed a lawsuit against founder and former CEO Vishal Garg for alleged violations of SEC standards.
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Bank Mortgage Earnings Tick Up in Second Quarter

August 7, 2026
Brandon Ivey
A group of 26 banks increased their mortgage earnings by 3.8% on a quarterly basis during the second quarter. Six months into the year, earnings were down 1.0% compared with the first half of 2025, with interest rates weighing on production. (Includes two data tables.)
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ICE Sees Strong Mortgage Earnings in Second Quarter

August 7, 2026
James Dohnert
In the second quarter of 2026, Intercontinental Exchange generated its best earnings from its mortgage technology segment since 2022. ICE is optimistic that its AI tools will drive future revenue.
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Better Shifts From Founder Mode to Enterprise Focus

August 7, 2026
Brandon Ivey
Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.”
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Capital Changes Unlikely to Boost Bank Business Much

July 24, 2026
James Dohnert
Pending changes to bank capital requirements are unlikely to move depositories further into the mortgage lending space but could provide some additional flexibility to banks moving forward, according to Kroll Bond Rating Agency.
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Economics Justify Use of Retirement Funds for Downpayments

July 24, 2026
Dennis Hollier
An Urban Institute study shows that the internal rate of return of a downpayment on a home often exceeds that of a diversified stock portfolio, especially in low-growth real estate markets.
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Latest Imf News

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Featured Data

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