“We see a lot of multiple offers, especially for first-time buyer ranges,” said one real estate agent based in Washington State.

Roughly 88 percent of lenders plan to grow their origination business this year, and many – 67 percent – will either increase the number of retail branches or add loan officers.

Compared to an estimate released at its annual convention in October, the trade group's production forecast is up 12.3 percent.

As banks cede market share to nondepositories, an odd thing is happening: banks and thrifts are hiking their investment in MBS.

Currently, employers are required to pay overtime for all employees who make $23,660 or less annually.

“I personally called their line. I didn’t see much difference, to be honest with you,” said Impac executive Joe Tomkinson.

A handful of firms broker TRID scratch and dent loans, including Rincon Mortgage Trading, Mortgage Delivery Specialists and Spurs Capital.

RamQuest-eLynx Integration Enhances TRID Compliance with Automated Data Flow Between Lenders and Settlement Agents. Texas-based RamQuest, a provider of comprehensive title and settlement services solutions, and Ohio-based eLynx, a provider of on-demand web-based compliance services, recently announced a product/service synchronization to help lender and settlement agent clients comply with the CFPB’s integrated disclosure rule known as TRID. “The integration enables lenders utilizing eLynx’s Expedite ID compliance solution to exchange property, fee and loan data electronically with thousands of settlement service providers using RamQuest,” the companies said. “This bi-directional exchange of data simplifies the collaboration required for lenders to generate the Closing Disclosure mandated by the TILA-RESPA Integrated Disclosure rule.” ...

Among the MI standouts: Arch Mortgage Insurance, which had a hefty 108.9 percent increase in traditional flow business...

Impac sold a large block of MSRs in 4Q, which boosted profits.