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Inside Mortgage Trends
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ARMs a Higher Risk for Defects, Misrepresentation and Fraud

December 30, 2016
Brandon Ivey
The index estimates the level of defects detected in loan applications processed by the First American FraudGuard system.
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When it Comes to Jumbo Lending, Retail Channel Dominates, By Far

December 29, 2016
John Bancroft
Wells Fargo, for example, reported that 90.7 percent of its third-quarter jumbo originations came through the retail channel…
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Mortgage Insurance Stocks Have Been on a Tear of Late. Can it Last?

December 29, 2016
Paul Muolo
Rising interest rates are good for MI stocks because it translates into greater “persistency…”
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Both Sides of Mortgage Banking Posted Significant Profit Gains in 3Q16

December 28, 2016
John Bancroft
JPMorgan Chase was the only firm that saw a decline in production-related revenue during the third quarter…
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2019: A $3 Trillion Year for Originations?

December 28, 2016
Paul Muolo
This year, fundings could reach upwards of $2.00 trillion based on activity through the first nine months of the year.
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Is it the End of an Era for GSE Loan Buybacks?

December 27, 2016
John Bancroft
Excluding legacy-related buybacks, total GSE seller repurchases would have been down 9.9 percent…
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Share of Loans that Close on Time Increasing

December 27, 2016
Brandon Ivey
Other loan types also generally showed improved closing times.
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Short Takes: Gone for Now: Really Low Rates and No Points / Tracking the Yield on the 10-Year / Why Home Price Gains May Taper Off / Nonbanks Get FHFA’s Approval

December 27, 2016
Paul Muolo and Carisa Chappell
“Home prices cannot rise faster than incomes and inflation indefinitely.” – David Blitzer, managing director of the index committee at S&P Dow Jones.
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Broker Market Share of Jumbo Production Slips in 3Q16

December 22, 2016
Brandon Ivey
The retail channel accounted for 91.7 percent of Wells Fargo’s jumbo production during the first nine months of 2016…
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Both Sides of Mortgage Banking Posted Significant Profit Gains During 3Q16

December 22, 2016
Mortgage origination and sales continued to rack up hefty earnings during the third quarter of 2016, but a rebound in servicing profits had an even bigger impact on the bottom line, according to a new Inside Mortgage Trends analysis of earnings reports from 13 major public companies. With a combined $189.5 billion in mortgage originations during the period, the 13 firms reported $2.38 billion in production and secondary-marketing income. That was up ... [Includes one data chart]
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Latest Imf News

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Featured Data

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