Merge Fannie and Freddie into one? Crazier things have been suggested...

One commenter said the GSEs should be required to purchase chattel loans that are “prudently underwritten with appropriate consumer protections.”

Once again, the concept of "principal reductions" on Fannie, Freddie loans rears its ugly head.

What does a depository do if it has a mortgage with a TRID error?

The improved R&W framework has been a big plus for GSE sellers...

SFIG noted that the proposal won’t supplant the group’s efforts to pursue a resolution from the CFPB to uncertainty related to TRID exceptions.

Former Fannie CFO Howard said this leaves the government-controlled mortgage giant to pay about $7 billion over the next 10 years in premiums and hedging costs.

With rates rising of late, MSR pricing should firm up...

There are two sides to the story. A year from now, the agency MBS market could reach the $6.0 trillion mark...

After starting 2015 with a net decline in supply of outstanding single-family mortgage securities, the market began to rally and ended the year with a modest gain. A new analysis by Inside MBS & ABS reveals that total residential MBS in the market reached $6.412 trillion at the end of last year, an 0.5 percent increase from the third quarter and up 1.0 percent from yearend 2014. The growing supply of residential MBS slightly outpaced the 0.3 percent increase in home mortgage debt outstanding, resulting in a 64.2 percent securitization rate in the fourth quarter. There are...[Includes two data tables]