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Home » Topics » Inside Mortgage Finance » Legal Actions

Legal Actions
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Timing for Recap and Release of GSEs Remains Unclear

November 6, 2025
Dennis Hollier
The Trump administration continues to tease a 2025 capital raise for the GSEs but industry experts remain skeptical this can be done in a safe, sound manner.
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loanDepot Sues Broker Shop for Trade Theft, Poaching

October 23, 2025
Shannon Clark
loanDepot has accused West Capital Lending of stealing its leads, misclassifying loan originators and tying LO compensation to loan revenue.
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Grapevine: Senate Approves Housing Bill; Federal Layoffs Halted

October 16, 2025
Brandon Ivey
Senate passes the ROAD to Housing Act; layoffs at HUD, CDFI Fund halted; MBA’s annual conference missing some federal officials.
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District Court Drops RICO Claims in Lawsuit Against UWM

October 9, 2025
Shannon Clark
Many charges in a class action against UWM were dismissed, but some Real Estate Settlement Procedures Act claims will move forward.
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One More Court Finds NBA Doesn’t Preempt Certain State Laws

October 9, 2025
Shannon Clark
Relying on the Supreme Court’s direction to apply a “nuanced comparative analysis” for determining federal preemption, some lower courts are finding that the National Bank Act doesn’t preempt state laws.
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MBA Backs Subservicer in Prepayment Lawsuit Appeal

September 11, 2025
Shannon Clark
A district court had ruled in favor of the subservicer, noting that the borrower lawsuit was “no more than a billing dispute.”
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Critics Question Propriety of FHFA’s Fraud Allegations

September 4, 2025
Dennis Hollier
The Federal Housing Finance Agency, under the leadership of Bill Pulte, has made at least three criminal referrals to the DOJ about mortgage fraud, involving two Democrats.
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Fed Governor Accused of Mortgage Fraud Won’t Resign

September 4, 2025
Brandon Ivey
Federal Reserve Governor Lisa Cook, in a lawsuit challenging her termination by Trump, argued that the president’s action would shatter the independence provided to the Fed.
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Appeals Court Lifts Block on Mass Firings at CFPB

August 21, 2025
Shannon Clark
Even though an appeals court lifted the block preventing mass layoffs at the CFPB, a drastic reduction-in-force may not happen immediately, attorneys said.
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CFPB Expected to Be Constrained Under Trump

August 14, 2025
James Dohnert
The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.
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