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MBA Sees Many Positives in Senate’s Tax Bill

June 26, 2025
Brandon Ivey
The Mortgage Bankers Association supports many of the housing-related provisions included in the bill proposed last week by Senate Republicans.
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Lawmakers Want to Subsidize Home Renovations

June 26, 2025
Emmeline Willey
There’s some bipartisan support in Congress to establish a tax credit for home renovations in an effort to improve the supply of homes for sale.
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Grapevine: House Approves Trigger Leads Bill; Rate Outlook

June 26, 2025
Brandon Ivey
Bill to limit trigger leads passes in House; Fannie economists see higher interest rates; home prices decline in April; HUD on the move; FHFA directs GSEs to propose using cryptocurrency in calculations for mortgage applicant’s reserves.
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Grapevine: Bayview Buying Guild; Progress on Trigger Leads

June 20, 2025
Brandon Ivey
Bayview to acquire Guild; Senate approves trigger leads bill; REIT to acquire non-QM lender, Fairway to acquire retail lender; trade groups seek exemption for real estate from potential new tax.
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Bill Banning Trigger Leads Sent to House Floor

June 12, 2025
Emmeline Willey
The legislation cleared the House Committee on Financial Services with a 46-0 vote this week against opposition from credit bureaus.
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Senate Democrats Ask Pulte to Pause GSE Reform

June 12, 2025
Dennis Hollier
Alarmed by the administration’s repeated references to ending the conservatorships of Fannie Mae and Freddie Mac, leading Democrats in the Senate are attempting to tap the brakes.
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Trump’s GSE Decree Provides Some Comfort

June 5, 2025
Dennis Hollier
Many stakeholders remain skeptical of the Trump administration’s efforts to release the GSEs from conservatorship, but some analysts now say the process need not meaningfully impact mortgage rates.
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Grapevine: Wells Freed From Asset Cap; VA Partial Claims Update

June 5, 2025
Brandon Ivey and Emmeline Willey
The Fed lifts asset cap imposed on Wells Fargo; bill to establish VA partial claims program introduced in Senate; mortgage applications slow.
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Trump Explicitly Endorses GSEs’ Implicit Guarantee

May 29, 2025
Dennis Hollier
The president’s plan to maintain the implicit guarantee of Fannie Mae and Freddie Mac MBS still leaves unanswered many questions that skeptics say are critical to the GSEs’ safe and sound exit from conservatorship.
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Grapevine: VA Partial Claims Update; Hint on FHA Commissioner

May 22, 2025
Brandon Ivey
VA partial claims bill passes in House; nominee for FHA commissioner expected to have industry experience; Pulte touts big find at Fannie.
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