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Home » Topics » Inside Mortgage Finance » Legislation

Legislation
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Grapevine: Trigger Leads Bill Approved; FHA Nomination

August 7, 2025
Brandon Ivey
The bill is now headed to President Trump’s desk; Frank Cassidy nominated for FHA commissioner.
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Housing Legislation With Strong Support Moves in Senate

July 31, 2025
Brandon Ivey
The Mortgage Bankers Association and other groups supported the wide-ranging bill which is aimed at housing affordability. MBA, though, raised some concerns about appraisal reforms included in the package.
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Grapevine: US Bank Sells Low-Rate Mortgages; Tariffs Taking a Toll

July 24, 2025
Brandon Ivey
U.S. Bank sells mortgages originated by Union Bank; tariffs and interest rates; Mr. Cooper starts MSR fund; Congress plans to address housing.
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Mortgage Industry Cheers Tax Breaks in Megabill

July 10, 2025
Brandon Ivey
The One Big Beautiful Bill included a plethora of tax breaks for individuals and businesses. The bill also sharply reduced the CFPB’s budget.
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Mortgage Industry Braces for Trigger Lead Ban

July 10, 2025
Shannon Clark
With Congress poised to limit trigger lead activity, lenders that rely on the leads will have to soon shift how they are conducting business.
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BPC Offers Requirements for GSE Reform

July 3, 2025
Dennis Hollier
Advocates for GSE reform offered the Trump administration some useful guardrails to consider as it plots ending the conservatorships of Fannie and Freddie.
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MBA Sees Many Positives in Senate’s Tax Bill

June 26, 2025
Brandon Ivey
The Mortgage Bankers Association supports many of the housing-related provisions included in the bill proposed last week by Senate Republicans.
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Lawmakers Want to Subsidize Home Renovations

June 26, 2025
Emmeline Willey
There’s some bipartisan support in Congress to establish a tax credit for home renovations in an effort to improve the supply of homes for sale.
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Grapevine: House Approves Trigger Leads Bill; Rate Outlook

June 26, 2025
Brandon Ivey
Bill to limit trigger leads passes in House; Fannie economists see higher interest rates; home prices decline in April; HUD on the move; FHFA directs GSEs to propose using cryptocurrency in calculations for mortgage applicant’s reserves.
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Grapevine: Bayview Buying Guild; Progress on Trigger Leads

June 20, 2025
Brandon Ivey
Bayview to acquire Guild; Senate approves trigger leads bill; REIT to acquire non-QM lender, Fairway to acquire retail lender; trade groups seek exemption for real estate from potential new tax.
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