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Legislation
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Odds Increase for Trigger Lead Bill in Congress

January 29, 2025
Shannon Clark
The House Financial Services Committee is now led by Rep. French Hill, R-AR, who is considered a staunch supporter of the legislation.
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Industry Guardedly Optimistic on Pulte’s Nomination

January 23, 2025
Dennis Hollier
Bill Pulte, Trump’s choice to run the FHFA, is a scion of a homebuilding industry giant, but his background is mostly in private equity and philanthropy.
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FHFA’s Bi-Merge Credit Effort Stalls, Possibly for Good

January 23, 2025
Dennis Hollier
Republicans, who have long opposed the bi-merge credit scoring model, now control Congress. That, combined with Trump’s “regulatory freeze,” could spell the end of this part of credit report reform.
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Wildfires to Increase California’s Property Insurance Challenges

January 23, 2025
James Dohnert
The wildfires add new challenges to California’s growing property insurance and housing affordability crisis.
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California Wildfires Could Lead to Mass Homeowner Exodus

January 16, 2025
James Dohnert
Property insurance challenges and rising home values could make it difficult for homeowners to rebuild after the California wildfires.
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Mission Lending Responsibilities Could Follow GSEs

January 16, 2025
Dennis Hollier
Affordable housing advocates say ending the GSE conservatorships administratively won’t relieve the enterprises from the mission-related responsibilities included in their charters and HERA.
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California Regulation Aims to Boost Wildfire Insurance Coverage

January 9, 2025
James Dohnert
The new regulation will allow the costs of reinsurance to be passed down to homeowners and potentially increase coverage in high-risk areas.
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Property Insurance Non-Renewals a Growing Concern

January 2, 2025
James Dohnert
A new report from the Senate Budget Committee highlights how property insurance non-renewals are impacting homeowners and lenders.
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Industry Remains Hopeful for Ban on Trigger Leads

November 27, 2024
Monica Hogan
Lender trade groups are maintaining hope that Congress will vote to pass a trigger lead ban before the December holidays.
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Former Freddie CEO Layton Suggests Getting Rid of MSR

November 21, 2024
Dennis Hollier
The former Freddie executive said eliminating mortgage servicing rights, or transferring them to the GSEs, would eliminate the need for nonbank mortgage servicers to make servicing advances on delinquent loans.
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