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Home » Topics » Inside Mortgage Finance » Legislation

Legislation
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Lending on Tribal Land Resumes But Issues Remain

December 3, 2020
Maria Volkova
Lenders that received redacted title status reports have been asked to contact BIA for new forms.
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Will the GSEs Exit Conservatorship Before the Inauguration?

November 25, 2020
Dennis Hollier
FHFA Director Mark Calabria and Treasury Secretary Steven Mnuchin seem to have different motives to take the GSEs out of conservatorship. However: Will they be able to reach an agreement soon?
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Will Biden Undo GSE Reform, Fire Calabria?

November 12, 2020
The latest speculation inside the Beltway relates to what possible changes a new Democratic administration might make to Fannie Mae and Freddie Mac.
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Calabria Could Be in for a Rough Ride if Biden Wins

October 15, 2020
Dennis Hollier
Industry watchers said a blue wave would stall GSEs’ recapitalization and exit from conservatorship and likely send FHFA Director Mark Calabria packing.
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MBA: Don’t Dilute Fannie, Freddie CRT Programs

October 8, 2020
Dennis Hollier
The MBA said a permanent, paid-for government backstop for agency mortgage-backed securities would be the ideal way to ensure a deep, liquid secondary mortgage market.
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House Reauthorizes NFIP, Now It’s the Senate’s Turn

September 24, 2020
Maria Volkova
If the Senate doesn’t act quickly to extend the National Flood Insurance Program, the Federal Emergency Management Agency’s authority to provide new flood insurance contracts will lapse at the end of the month.
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Housing Advocates Rebuke FHFA’s GSE Capital Rule

September 10, 2020
Dennis Hollier
One of the key functions of the GSEs is to pool risk nationally for the benefit of underserved borrowers, and any capital framework for the enterprises has to build in this cross-subsidy, according to housing advocates.
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Industry Not Worried About a California Mini-CFPB. Why?

September 10, 2020
Yemeng Yang
The final version of the bill exempts mortgage licensees from the expanded oversight and enforcement authority the state agency will have.
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FHFA Delays Controversial GSE ‘Adverse Market Fee’

August 27, 2020
Dennis Hollier
After hearing the industry’s clamor, the FHFA delayed the 50-basis-point fee while also exempting low-balance loans.
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California's State-Level CFPB Plan Back on the Table

August 20, 2020
Yemeng Yang
Mortgage firms in California may face expanded scrutiny over unfair, deceptive and abusive practices, if the proposal passes through.
Read More
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