Federal regulators are open to adjusting the 250% risk weight that currently applies to bank holdings of mortgage servicing rights. Trade groups are calling for it to be reduced to 100%.

Leaders in the Senate and House reached an agreement this week on the 21st Century ROAD to Housing Act.

The FHFA director told homebuilders that Fannie Mae and Freddie Mac probably won’t play a big role in construction finance, but the Federal Home Loan Banks may expand their participation in the sector.

The March re-proposal of bank capital requirements could lead to harsher treatment of warehouse lending. On the flipside, the proposal includes incentives for larger nonbanks to seek bank charters.

The Broker Action Coalition says that if the borrower pays for a credit report, they should own it, a concept it believes could significantly reduce closing costs.

Critics say the FHFA director is woefully underqualified to lead national intelligence. The impact on FHFA is also unclear.

Following adoption by the 30-largest lenders, VantageScore will focus on making sure technology providers and smaller lenders are prepared to implement its new credit score model.

Citi reportedly terminated a special purpose credit program in response to the CFPB’s ECOA final rule.

A return to activities-based nonbank designation could help the Financial Stability Oversight Council get ahead of nonbank risk.

Lender trade groups argue that the expanded use of alternative valuations by the GSEs will improve the reliability of appraisals.