Housing experts are optimistic that recent regulatory initiatives will help increase housing supply.

Stakeholders are speculating on the next steps for bringing the new credit scores to market without complete transparency.

The final rule eliminating disparate impact from enforcement of the Equal Credit Opportunity Act was issued as it was proposed in November, despite more than 64,000 comments on the proposal.

The trade group called for the CFPB to implement regulatory reforms across the board so that all sizes of lenders can see lower costs and boost mortgage access.

Industry watchers believe the abruptly cancelled FHFA/HUD press conference was tied to implementation of VantageScore 4.0.

The Broker Action Coalition is asking its members to bring their credit report bills to the trade group’s Washington fly-in this month so DC politicians can see how much a monopoly costs.

A FASB taskforce recommended that accounting practices for mortgage servicing rights should include recapture in valuations.

Washington state’s financial regulator has accused Newrez of repeatedly violating the state’s Consumer Loan Act through “deficient” mortgage servicing practices.

New guidelines would eliminate the threshold-based deduction for mortgage servicing rights and apply a 250% risk weight to the assets.

State regulators are still in the early stages of considering changes to how the largest nonbank mortgage companies are supervised.