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Regulation
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GSE Shareholders Revive Appeal Following SCOTUS Ruling

May 30, 2024
Dennis Hollier
After losing an appeal before a three-judge panel of the Federal Court of Appeals, plaintiffs are asking — for the second time — that the full court hear their case in light of a new Supreme Court decision.
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Election Season and the GSE Conservatorship

May 23, 2024
Dennis Hollier
Would a second Trump administration be more likely to take the GSEs out from under the government’s thumb? It didn’t work the first time around, but Biden hasn’t been interested at all.
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FSOC Calls for Greater Oversight of Nonbanks

May 16, 2024
Dennis Hollier
The Financial Stability Oversight Council wants Congress to provide FHFA and Ginnie Mae authority to supervise nonbanks given their growing dominance of the mortgage servicing market.
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Urban Institute Calls on Regulators to Streamline Refi Process

May 16, 2024
James Dohnert
A proposal from the Urban Institute calls for a revamp of the refi process to make it more equitable for lower-income borrowers and borrowers of color.
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HUD, FHFA Issue Guidelines for Appraisal Reconsideration

May 9, 2024
Monica Hogan
The guidelines lay out the process lenders must develop for borrowers to request an appraisal reassessment when they believe a valuation was inaccurate or biased.
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‘Profitability Gap’ on GSE Loan Acquisitions Shrinks

May 9, 2024
Dennis Hollier
Changes in loan characteristics for new acquisitions and new capital requirements combined to reduce the “profitability gap” for GSE business in 2022.
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Illinois Finalizes State CRA Standards Despite MBA Opposition

May 9, 2024
Shannon Clark
The state’s final CRA standards have some “problematic elements,” which the MBA said it had highlighted during the comment period.
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GSEs Continue to Profit in a Time of Dearth

May 2, 2024
Dennis Hollier
Even though the mortgage market continued to struggle, Fannie Mae and Freddie Mac generated healthy profits in the first quarter of 2023 thanks to their business models.
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Lenders Face Skyrocketing Costs for Credit Scores

May 2, 2024
Dennis Hollier
Lenders argue that dramatic price hikes by FICO have inflated their credit score costs by as much as 500% since 2022.
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Lenders Oppose HUD Rules on Energy Efficiency, Floods

May 2, 2024
Monica Hogan
The Department of Housing and Urban Development has finalized rules that would modernize residential building standards.
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