Trade groups representing large banks and mortgage lenders warn that a July proposal to increase capital requirements for large banks could push depositories further from the mortgage market.

The CFPB’s top mortgage priority is to finalize a rule setting new standards for loss mitigation, according to an agency official.

Most recently, banking regulators proposed long-term debt requirements on large banks.

American Bank of Oklahoma has agreed to settle charges it used discriminatory lending practices in the Tulsa metropolitan statistical area.

Mortgage Bankers Association President Bob Broeksmit decried the proposed higher capital requirements for large banks at an MBA conference.

According to a compliance attorney, the CFPB was problematizing legal behavior in its recent consent order against Freedom Mortgage.

Increased risks from natural disasters have led to a rapid rise in premiums on home insurance, rejections of policy requests and some major insurance providers exiting certain markets.

Both mortgage industry participants and consumer advocates want the scope of coverage and liability under the rule to be narrowed.

There’s nothing like a new capital proposal to fan the flames of speculation. Might possible changes in bank regulations alter the market for CRA loans?

Responses to FHFA’s RFI on GSE pricing almost unanimously condemn the capital requirements put in place by former Director Mark Calabria.