Democrats in the House offered 14 housing-related bills, many with bipartisan support.

Regulatory challenges and rising origination costs are prompting community banks and credit unions to partner with nonbanks for mortgage lending.

Many efforts started during the Biden administration won’t move forward. But servicing reforms are still in the works at the CFPB. And the bureau is considering major changes to LO comp.

Experts say financial incentives and public indifference contribute to the prevalence of occupancy fraud, but that the difficulty of proving intent limits prosecutions.

The Federal Housing Finance Agency, under the leadership of Bill Pulte, has made at least three criminal referrals to the DOJ about mortgage fraud, involving two Democrats.

Nonbanks’ mortgage-related activity will still qualify for CFPB supervision, even as the regulator looks to reduce its authority.

The American Bankers Association noted that while the 1995 CRA framework isn’t perfect, it’s more workable than the final rule issued in 2023.

Industry stakeholders puzzle over the implications of the Trump administration’s plans for a quick public offering of the GSEs.

Industry executives believe artificial intelligence can improve risk management and help reduce insurance premiums and property taxes.

The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.