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Home » Topics » Inside Mortgage Finance » Government-Insured Lending

Government-Insured Lending
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Will More Lenders Rush the IPO Door? We’ll See

October 8, 2020
Paul Muolo
Not only are large nonbanks contemplating IPOs but smaller shops are as well. With mortgage banking considered a cyclical business, will it end badly or is it different this time around?
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Loan Originations: Few Signs of a Boom Abating

October 1, 2020
Paul Muolo
If you thought the second quarter was a barn burner for loan production, just wait until you see the results for the third quarter. Across the board, executives are predicting stellar results.
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Grapevine: GOS Dreams / Fannie, Freddie Earnings?

October 1, 2020
Paul Muolo
Mortgage origination profits haven’t been this good in decades. Gain-on-sale margins of 600 bps on government loans? At some shops, yes.
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UWM Going Public, CEO Vows 50% Share for Brokers

September 24, 2020
Paul Muolo
The nation’s largest table-funder, UWM will become a public company via a SPAC. When’s the last time a wholesale-only lender went public? Decades.
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Warehouse Bankers Pine for a Lower Risk Weighting

September 17, 2020
Paul Muolo
Even though market conditions are absolutely terrific, warehouse lenders are asking for regulatory relief on their credits. The Federal Reserve is listening, but will it swallow?
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Grapevine: The Never-Ending Boom / Believing in Rocket

September 17, 2020
Paul Muolo and Yemeng Yang

2020 may turn out be a record year for originations after all. As for 3Q20 results, many lenders are pre-reporting blue skies.


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Millennial Veterans Fueling VA Purchase Market

September 11, 2020
Maria Volkova
Veterans United’s data show refinances among millennial veterans grew by 603% in the first three quarters of fiscal 2020.
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Agencies Authorize Relief for Recent Natural Disasters

September 11, 2020
Maria Volkova
HUD issued a 90-day moratorium on foreclosures on FHA-insured homes in the presidentially declared disaster areas ravaged by Hurricane Laura.
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Bulk Servicing Prices Improve but with Caveats

September 10, 2020
Paul Muolo

Signs of life in mortgage servicing sales? Believe it or not, yes, unless you're playing in the Ginnie Mae arena.


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Multifamily Borrower/Owner Charged with $28M Fraud

August 27, 2020
Dennis Hollier
Michael Fein, owner and manager of apartment complexes, has been indicted for using false rent rolls to obtain federally-guaranteed loans.
Read More
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