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Sharp Democratic Response to FHFA Actions

April 3, 2025
Dennis Hollier
FHFA Director Bill Pulte gets a glimpse of what congressional oversight looks like as leading Democrats criticize him for actions in his first weeks in office.
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Bessent Suggests GSEs for U.S. Sovereign Wealth Fund

March 27, 2025
Dennis Hollier
The creation of a U.S. sovereign wealth fund could grease the skids for an end to the conservatorships of Fannie Mae and Freddie Mac.
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New FHFA Director Shakes Up Fannie, Freddie Leadership

March 20, 2025
Dennis Hollier
Among other moves, Bill Pulte installed himself as board chair for the two government-sponsored enterprises.
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Pulte Muffles Expectations for a Quick End to Conservatorships

March 6, 2025
Dennis Hollier
During a confirmation hearing last week, Trump’s nominee to head FHFA was noncommittal in response to questions about GSE reform, a hint that the administration has other priorities.
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GAO: Housing Finance Remains a ‘High-Risk Area’

March 6, 2025
Dennis Hollier
The government watchdog said federal agencies associated with housing finance have met three of five critical criteria for mitigating the risk they pose to taxpayers.
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Conforming Loan Limits and Bank Competition

March 6, 2025
Dennis Hollier
The annual increase in conforming loan limits creates a natural experiment for economists to examine how competition from nonbanks influences the operations of depositories.
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Private Mortgage Insurers Cautious on GSE Reform

February 27, 2025
Dennis Hollier
Even though their businesses depend on Fannie and Freddie, private mortgage insurance providers don’t seem worried about the Trump administration’s efforts to release the GSEs from conservatorship.
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Grapevine: Freddie Acquiring Seconds; MBA Supports McKernan

February 27, 2025
Brandon Ivey
Freddie moves forward on second-lien pilot; MBA supports Trump nominee to lead CFPB.
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GSE Earnings Supported by Equity Gains

February 20, 2025
Dennis Hollier
Steady growth in retained earnings means Fannie Mae and Freddie Mac now have a large pile of interest-free capital to invest.
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First-Time Homebuyers Doing Better Than Housing Advocates Imagine

February 20, 2025
Dennis Hollier
Affordable housing advocates may be overestimating the challenges first-time homebuyers face in the current housing market.
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