Industry experts at a MISMO conference discussed the challenges of forecasting climate risk and its impact on mortgage performance.

Although nonbank advocates have long argued for FHLBank membership, new proposals from the Urban Institute address key challenges.

Second-quarter acquisitions increased at the government-sponsored enterprises, but profits remained stable as credit reserves shifted.

Economists still differ in their forecasts about how many times the Fed will cut rates this year and what that means for mortgage originations.

The new data will help lenders determine the impact of the upcoming shift from a tri-merge credit reporting process to a bi-merge model.

A new Fannie Mae study finds that consumers think mortgage underwriting requirements are more stringent than they truly are.

Treasury office considers reforms for title insurance; FHFA sets tenant protections for GSE multifamily borrowers; Biden administration calls for rent control; two states slow on index change.

Researchers find that the climate-related increase in flood damage will boost the cost of subsidizing federal mortgage programs by 44% over the next 30 years. That doesn’t include the costs to homeowners, lenders, insurers or MBS investors.

The Federal Housing Finance Agency’s approval of the controversial pilot program comes with several conditions that limit the size and scope of Freddie’s second-lien purchases.

The Treasury Department announced $100 million in affordable housing funding, while HUD named recipients of its Pathways to Removing Obstacles to Housing grant competition.