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Home » Topics » Inside Mortgage Finance » Servicing

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Agencies Continue to Lead Servicing Growth in 3Q19

December 19, 2019
John Bancroft

The agency one-family servicing market grew 1.8% during the third quarter, more than twice the increase in total single-family mortgage debt outstanding over the same period. (Includes two data charts.)


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Freddie Starts the Wheel Rolling on Employee Buyouts. Fannie?

December 19, 2019
Dennis Hollier and Paul Muolo

Freddie Mac, following in the footsteps of Fannie Mae, is offering buyouts to a portion of its workforce. A byproduct of the recap-and-release plan? It certainly looks that way.


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Heavy Refinance Activity Slows HEL Market in 3Q19

December 12, 2019
John Bancroft

Analysts say homeowners are sitting on $6.2 trillion of home equity that could be converted to cash. But for many, refinancing is a better choice than a HELOC. (Includes three data charts.)


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Federal Regulators Studying Risks Posed by Nonbanks

December 12, 2019
Brandon Ivey

The Financial Stability Oversight Council noted the risks posed by nonbank mortgage firms in its latest annual report. But are FSOC's concerns overblown? Trade groups weigh in, as does Treasury Secretary Mnuchin.


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Bulk MSR Sales Lacking. Blame Low Rates? Indeed

December 12, 2019
Paul Muolo

Investment bankers that buy and sell mortgage servicing rights are starting to feel like the Maytag repairman. But deal activity is set to improve in the first quarter of 2020, or so they hope.


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Mortgage Biz Strong but Early-Stage Defaults Rise

December 5, 2019
Brandon Ivey

Delinquencies continued to decline in the third quarter, helped by a strong employment market and economic growth. However, there are some signs that late payments might inch upwards. (Includes data chart.)


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CFPB to Assess Mortgage Disclosure Rule; Meaning?

November 27, 2019
Yemeng Yang

The CFPB plans to assess the effectiveness of the integrated mortgage disclosure rule, which is almost five years old. But be forewarned: It will not necessarily lead to elimination, or even modification.


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Mortgage Grapevine: If Only He Had Waited to Sell

November 21, 2019
Paul Muolo
The founder of PennyMac has been selling shares in the company. But after he did, the stock price climbed even higher.
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State Regulators Closing in on Setting Nonbank Capital Rules

November 21, 2019
Brandon Ivey
State regulators plan to issue capital requirements for nonbank lenders and servicers. There hasn’t been much movement on 2015 proposals.
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Flagstar, JPMorgan Testing Incentive Fee Servicing Model

November 15, 2019
Brandon Ivey
The banks are testing an incentive payment mortgage servicing compensation structure for certain non-agency deals. The move aims to align expenses and revenues for servicers faced with delinquent loans.
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Latest Imf News

  • Refi Lending Spikes in 4Q, Purchase Mortgages Slow

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More Imf News

Featured Data

  • FHA Delinquencies Rise to Pandemic Levels

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More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

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