The subservicing sector could be at a crossroads. The issues: slow growth, consolidation and some large clients moving the process inhouse. (Includes data table.)

In response to deregulatory efforts by the Trump administration, the MBA and ABA suggested ways to boost bank mortgage activity.

The Fed lifts asset cap imposed on Wells Fargo; bill to establish VA partial claims program introduced in Senate; mortgage applications slow.

The privately held Bayview reportedly has a “ton of capital” at its disposal, according to investment bankers.

MBA is largely happy with changes made so far by the Trump administration. Bob Broeksmit, president and CEO of the MBA, said the administration is creating certainty, clarity and stability for mortgage companies.

Incenter, one of the granddaddies of the servicing brokerage business, has a new owner: tech shop Rocktop of Irving, TX.

In the current interest rate environment, homebuilders seem to favor offering mortgage buydowns rather than reducing prices. Officials at mortgage companies fear the buydown activity is inflating home prices.

The five largest servicers in Inside Mortgage Finance’s delinquency index posted declines in delinquencies during the first quarter of 2025. Still, servicers are preparing for an increase in delinquencies. (Includes two data tables.)

MSR investors see risks and benefits in rising costs for property taxes and insurance; child receives offer from mortgage lender.

Prices for mortgage servicing rights remain strong as the supply of servicing for sale is declining and investors are hungry for more. MSRs tied to both low interest rates and high interest rates are being met with sustained demand.