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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Wholesale-Broker Channel Gains Ground in 2Q23 Rally

August 24, 2023
John Bancroft
United Wholesale Mortgage continued to set the pace in a fast-growing wholesale-broker market. It remains to be seen whether there's enough business to go around for all the new entrants. (Includes six data charts.)
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Troubles at Insurance Providers an Issue for Mortgage Market

August 24, 2023
Brandon Ivey
Increased risks from natural disasters have led to a rapid rise in premiums on home insurance, rejections of policy requests and some major insurance providers exiting certain markets.
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Industry Welcomes AVM QC Standards With Caveats

August 24, 2023
Sam Manas
Both mortgage industry participants and consumer advocates want the scope of coverage and liability under the rule to be narrowed.
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LO Bidding Wars Are Over But…

August 24, 2023
Paul Muolo
The days of paying insane signing bonuses for top LO talent appear to be over. But there are exceptions. One talent recruiter asks: Will mortgage bankers ever learn?
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New Mortgage Chief at Guaranteed Rate

August 24, 2023
Paul Muolo
Peter Boomer, a former PNC Bank executive, joins Guaranteed Rate as executive vice president.
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Agency Products Lead in Broad-Based Market Rally

August 17, 2023
John Bancroft
All four mortgage food groups saw sizable gains in originations in the second quarter, with government and conventional conforming leading the way. (Includes two data charts.)
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Industry: Capital Requirements for GSEs Too High

August 17, 2023
Dennis Hollier
Responses to FHFA’s RFI on GSE pricing almost unanimously condemn the capital requirements put in place by former Director Mark Calabria.
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The Anticipated Mortgage M&A Boom: A Bust?

August 17, 2023
Paul Muolo
The great mortgage origination correction of 2023 hasn’t resulted in a whole lot of company franchises changing hands. But there’s been a ton of MSR sales and some branch networks finding new owners.
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Margins Improve in Second Quarter, Looking for More

August 10, 2023
Brandon Ivey
With employee counts shrinking and Wells Fargo exiting the correspondent channel, lenders reported an increase in margins in the second quarter.
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Impact of Capital on Proposals for MSRs Unclear

August 10, 2023
Paul Muolo
Some industry stakeholders are portraying the proposed capital requirements on mortgage assets as an existential threat, one that might indirectly hurt independent nonbanks. But perhaps those fears are overblown.
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